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17431 Fishing Rock Ln, Bigfork, MT, 59911

4beds
3baths
3,275sqft
$2,450,000
$748price/sqft
$15,604/moest. monthly cost
$624,160/yrincome needed

About This Home

Stunning East Shore Property on Flathead Lake - 429 feet of shoreline, beach, and rock outcroppings. This waterfront property is on 2.86 acres with a stylish 4 bedroom, 3 bath home with thoughtful design details such as lots of natural light, incredible views from every room, as well as the rock you see in the interior of the home being handpicked from the property. The lower level hosts an apartment with its own entrance. The dock provides easy access to the lake, making activities such as boating, fishing and swimming relaxing and enjoyable. Above the dock is a covered grilling, outdoor kitchen/dining area providing a fantastic and pleasant space. The decks off the living rooms of the home are also set up for grilling and entertaining. Minutes away from the town of Bigfork, a lovely, year-round resort village that is brimming with art galleries, fine restaurants, Eagle Bend Golf Course, and live theatre. This property has been a successful VRBO for the last two years. Recent updates include new paint, flooring, and additional decking. A fun fact is that on some maps this property is home to the ‘Fishing Rock’ for which the road is named. This property is also an easy drive to Glacier Park, Blacktail Ski Resort, Big Mountain Ski Resort, Glacier International Airport, and many more of Flathead Valley’s amenities.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
Bigfork Elementary SchoolGrades PK-67.6 mi
6/10
Bigfork 7-8Grades 7-87.6 mi
6/10
Bigfork High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: See Remarks
  • Year built: 1995

Materials

  • Foundation: Poured,Slab
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Tri-Level
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,113

Heating & Cooling

  • Heating features: Baseboard,Ductless,Electric,Wall Furnace
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 3,275 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 15358405102070000
  • Zoning description: East Shore
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Exterior features: Boat Slip,Dock
  • Has view: Yes
  • View description: Lake,Mountain(s),Trees/Woods
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: Lake,Navigable Water,Waterfront
  • Waterbody name: Flathead Lake
  • Topography of land: Varied

Lot

  • Lot size: 2.86 Acres
  • Features: Rock Outcropping,Views

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Wildfire
Avalanche
Earthquake
Landslide

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,388$148,656
Home Insurance $2,230$26,760
Property Taxes $762$9,144
Electricity $224$2,698
Total$15,604$187,248

Income You'd Need if You Spent...

35% on housing$534,994/yr
40% on housing$468,120/yr
45% on housing$416,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$748This listing

vs Other Active Listings

Avg $/sqft

ZIP 59911$513
Lake County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 59911
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-05-30Price change$3,000,000
2024-07-15Price change$3,497,000
2024-04-02Listed for sale$4,100,000
2023-12-06Listing removed--
2023-08-16Listed for sale$5,875,000

For Sale by Agent

AgentDeborah K Johnson
BrokerageDean & Leininger, Inc

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