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7 Davis Ln, Natchez, MS, 39120

2beds
2baths
580sqft
$95,000
$164price/sqft
$825/moest. monthly cost
$33,000/yrincome needed

About This Home

Welcome to cottage living at its finest! This beauty sits on a 1.32 acre corner lot just outside of downtown Natchez. This charming 2-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and southern charm. It has a metal roof and is in move-in ready condition. Inside, you will find a cozy and inviting atmosphere with comfortable living spaces designed for easy everyday living. Being that it is located just minutes from Main Street, you have quick access to some of Mississippi's best restaurants, shopping, entertainment, and breathtaking river views. Call today for your private showing!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
5/10
Natchez High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Bedroom1

  • Level: Main
  • Area: 120

Bedroom2

  • Level: Main
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 580
  • Total interior livable area: 580 sqft

Kitchen

  • Level: Main
  • Area: 150

Living Room

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 008900020061
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Partial

Lot

  • Lot size: 1.32 Acres
  • Lot size dimensions: 381 x 60 x 285 x 151

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$113$1,356
Property Taxes $40$480
Electricity $192$2,304
Total$825$9,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,285/yr
40% on housing$24,750/yr
45% on housing$22,000/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$115
Adams County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-23Listed for sale$95,000
2026-02-27Listing removed$89,900
2025-10-08Listed for sale$89,900
2023-09-05Listing removed$75,000
2023-08-05Pending sale$75,000
2023-07-25Price change$75,000
2023-06-20Listed for sale$85,000

For Sale by Agent

AgentKensey Shaffer
BrokerageShaffer Realty, LLC

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