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26 Cemetery Rd, Natchez, MS, 39120

2beds
2baths
1,400sqft
$357,000
$255price/sqft
$2,576/moest. monthly cost
$103,040/yrincome needed

About This Home

Charming downtown cottage that has all the comforts you would want. It is move-in ready! Beautiful hardwood floors are throughout. Great location to historic downtown Natchez shops and restaurants. A must see!!! Call for your showing

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
--
5/10
Natchez High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 009100010010.1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,See Remarks
  • Exterior features: Other,See Remarks
  • Fencing: Brick

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 1
  • Parking features: Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,805$21,660
Home Insurance *$428$5,136
Property Taxes $151$1,812
Electricity $192$2,304
Total$2,576$30,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,320/yr
40% on housing$77,280/yr
45% on housing$68,693/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$113
Adams County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$357,000
2025-11-26Price change$375,000
2025-03-07Listed for sale$345,000
2022-02-28Sold--
2022-02-16Pending sale$292,000
2021-11-17Listed for sale$292,000
2021-09-30Listing removed--
2020-01-28Price change$1,385,000
2020-01-04Listed for sale$1,950,000
2019-11-01Listing removed$1,950,000
2019-06-14Listed for sale$1,950,000

For Sale by Agent

AgentSharon Sharp
BrokerageBluff City Real Estate

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