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56 Dunbar Rd, Natchez, MS, 39120

4beds
3baths
2,594sqft
$495,000
$191price/sqft
$3,546/moest. monthly cost
$141,840/yrincome needed

About This Home

Custom 4-Bedroom Home with Unique Character, Outdoor Living & Modern Updates This beautifully designed 4-bedroom, 3-bath home that blends rustic charm with modern updates is nestled on almost 9 private acres of peaceful, tree-lined land. With 2 full baths and an additional 3/4 bath, this thoughtfully crafted home offers the perfect balance of function and flair for everyday living and entertaining. Step into the inviting great room, where soaring ceilings and a one-of-a-kind curved brick fireplace create a dramatic focal point. The warm hardwood flooring adds timeless elegance, complemented by custom woodwork and a second-floor loft with a view of the open living space below. The updated kitchen boasts a sleek and efficient galley layout, complete with white cabinetry, granite countertops, stainless steel appliances, and a professional-grade gas range with modern vent hood. Step outside to a covered patio oasis with vaulted wood-paneled ceilings, tile flooring, ceiling fan, and serene views of the spacious, tree-lined yard that is perfect for morning coffee or entertaining friends in the evenings. Additional amenities include a full house generator for uninterrupted comfort, a security system for peace of mind and a storage building for added convenience. This home is a rare blend of charm, craftsmanship, and comfort. Homes with this kind of character and land don't come around often. Don't miss your chance to make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

3/10
2/10
Natchez Middle SchoolGrades 6-85.2 mi
5/10
Natchez High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,594
  • Total interior livable area: 2,594 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 020000010032

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: Private Yard

Lot

  • Lot size: 8.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Strong Wind
Cold Wave
Drought
Hurricane
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$593$7,116
Property Taxes $210$2,520
Electricity $241$2,894
Total$3,546$42,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,577/yr
40% on housing$106,380/yr
45% on housing$94,560/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$113
Adams County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-24Price change$495,000
2025-08-02Listed for sale$520,000
2012-10-12Sold--

For Sale by Agent

AgentKittye Mason
BrokerageBluff City Real Estate

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