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398 Morgantown Rd, Natchez, MS, 39120

2beds
3baths
2,067sqft
$69,000
$33price/sqft
$651/moest. monthly cost
$26,040/yrincome needed

About This Home

Bored and need a project?? Welcome to 398 Morgantown Road! The owner has started renovations on several areas of the home but has been unable to complete. A highlight of this home is the oasis in the fenced backyard. An inground pool and improved landscaping. Newly secured fencing and brick retain, even a small greenhouse for the plant lovers. Inside, there are three bedrooms and two full baths. Solid surface flooring throughout home. Several areas still need tlc. Large living area with new windows on either side of the fireplace. Kitchen open to dining area and most appliances in place and new. Tiled kitchen counters and plenty of cabinetry. Owner has installed a French drain and new gravel in parking area. Pages of improvements the owner has started or completed with the home - feel free to reach out to agent for more info.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
Morgantown ElementaryGrades 5-63.0 mi
5/10
Natchez High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1945

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Water Heater,None
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Main

Features

  • Bookcases,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Kitchen Island,Breakfast Bar
  • Window features: Vinyl
  • Flooring: Hardwood,Tile
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Wall Unit(s)

Interior Area

  • Total structure area: 2,067
  • Total interior livable area: 2,067 sqft

Property

Details

  • Parcel number: 015000010004

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Front Porch
  • Exterior features: Garden,Private Yard,Other
  • Fencing: Wood
  • Waterfront features: None

Lot

  • Lot size: 7,840 sqft
  • Features: Landscaped,Level,Many Trees

Parking

  • Parking features: No Garage,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $348$4,176
Home Insurance *$82$984
Property Taxes $29$348
Electricity $192$2,306
Total$651$7,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,320/yr
40% on housing$19,530/yr
45% on housing$17,360/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$116
Adams County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$69,000
2026-04-06Listing removed$80,000
2026-03-24Listed for sale$80,000
2024-08-14Sold--
2024-07-24Pending sale$54,700
2024-07-21Contingent$54,700
2024-06-29Price change$54,700
2024-05-07Listed for sale$59,000
2024-03-26Listing removed$59,000
2024-03-07Listed for sale$59,000

For Sale by Agent

AgentLaura C Tate
BrokerageTate & Company Real Estate INC

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