107 N Matthews St, Morganton, NC, 28655
About This Home
Come and check out this beautiful, unique home just minutes away from downtown Morganton! This home features an open floor plan, a large kitchen that opens to the living room/dining room. which leads to the new large Trex deck, Perfect for entertaining and enjoying the outdoors. Three bedrooms and two baths( but they share a shower). Apartment with open- concept kitchen, dining & living area. Bedroom & bath, two bonus rooms. with its own driveway and exterior entrance. The fenced-in backyard features a large storage shed and a 16x32 ' above-ground swimming pool, PERFECT!! This year, the HVC was upgraded throughout the house and added to the apartment. This home is in a small, quiet cul-de-sac neighborhood and comes with great neighbors! Won't you be their neighbor?
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1959
Materials
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Electric Range
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Apartment,Partially Finished
Bathroom Full
- Level: 2nd Living Quarters
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Features
- Total Primary Heated Living Area: 1772
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 1,772
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 1,772
- Total interior livable area: 2,689 sqft
Kitchen
- Level: Main
Kitchen
- Level: 2nd Living Quarters
Living Room
- Level: Main
Living Room
- Level: 2nd Living Quarters
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 2703715034
- Zoning: MID
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch
- Exterior features: Other - See Remarks
- Fencing: Back Yard
- Waterfront features: None
Lot
- Lot size: 0.37 Acres
Parking
- Total spaces: 5
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Inland Flooding
- Tornado
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Burke County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,364 | $16,368 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $134 | $1,608 |
| Electricity | $250 | $3,005 |
| Total | $1,854 | $22,248 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Price change | $299,900 |
| 2026-03-09 | Price change | $319,900 |
| 2026-02-03 | Price change | $339,900 |
| 2025-10-24 | Price change | $349,900 |
| 2025-10-10 | Listed for sale | $354,900 |
| 2018-05-31 | Sold | $124,000 |
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