110 N Chestnut St, Morganton, NC, 28655
About This Home
There has been a price adjustment and you can have this sweet bungalow for $228,000. Located in the heart of the downtown area, this 1925 2 bedroom full bath home offers the original Heart Pine flooring, new windows, new front door and renovated bathroom. The beadboard throughout the home brings in the nostalgia of years gone by. The twist and turns of the home's layout reminds one of the families of days gone by. Plenty of storage in unique places. There is an opportunity to bring the wood stove (located in the shed) back into the living room. Alot is packed into this 1172 sq foot home! Imagine the end of the day rocking on the covered front porch or barbecuing on the side deck. Plenty of room for a garden and fire pit. If it's a little exercise you need, this home is close to downtown with great walking streets for one to roam and met up with friends. Perfect for a first home, vacation home or a great Air B&B.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Exhaust Hood
- Laundry features: In Bathroom
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,172
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,172
- Total interior livable area: 1,172 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 5259
- Zoning: R-3
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Storage
Lot
- Lot size: 0.33 Acres
Parking
- Parking features: Detached Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Burke County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,152 | $13,824 |
| Home Insurance * | $90 | $1,080 |
| Property Taxes | $114 | $1,368 |
| Electricity | $200 | $2,405 |
| Total | $1,556 | $18,672 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Contingent | $228,000 |
| 2026-08-12 | Pending sale | $228,000 |
| 2026-07-14 | Price change | $228,000 |
| 2026-06-17 | Listed for sale | $235,000 |
| 2019-05-14 | Sold | $95,000 |
| 2008-07-30 | Sold | $88,000 |
For Sale by Agent
View on Zillow