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904 Bounous St NW, Valdese, NC, 28690

6beds
4baths
2,569sqft
$415,000
$162price/sqft
$2,786/moest. monthly cost
$111,440/yrincome needed

About This Home

Having a large lot this close to downtown Valdese gives you the perfect mix of town convenience and breathing room. The main house holds onto its timeless charm and character, giving it a natural warmth you just don’t get with modern construction. Life here is quiet, with the loudest neighbors being the local birds. Mornings start with sunlight pouring through the north-facing windows, while the backyard features a small pavilion that is the perfect spot for entertaining or watching winter sunsets through the trees. To the right of the house, the detached garage has secondary living quarters upstairs. It is a great blank canvas ready to be shaped into a mother-in-law suite, private apartment, or studio. It is a rare combination of established character, a spacious backyard, and incredible versatility.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Valdese ElementaryGrades PK-50.3 mi
5/10
Heritage MiddleGrades 6-80.9 mi
8/10

Construction

Condition

  • Year built: 1936

Materials

  • Construction materials: Block,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Washer/Dryer
  • Laundry features: Utility Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Storage Space,Unfinished

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Total Primary Heated Living Area: 2022
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,022

Heating & Cooling

  • Heating features: Ductless,Electric,Heat Pump,Natural Gas
  • Cooling features: Ductless,Heat Pump

Interior Area

  • Total structure area: 2,022
  • Total interior livable area: 2,569 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2733881361
  • Zoning: R-12
  • Special condition: Standard
  • Exclusions: Wall reading light in tv room

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 1.66 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Detached Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$225$2,700
Property Taxes $224$2,688
Electricity $239$2,871
Total$2,786$33,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,520/yr
40% on housing$83,580/yr
45% on housing$74,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 28690$182
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28690$189
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$415,000
2023-12-08Sold$369,900
2023-10-31Price change$385,000
2023-10-03Listed for sale$395,000
2018-04-03Sold$195,000

For Sale by Agent

AgentLaney Loftis
BrokerageNest Realty Morganton

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