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207 Lost Corner Rd, Morganton, NC, 28655

4beds
4baths
3,937sqft
$699,500
$178price/sqft
$4,507/moest. monthly cost
$180,280/yrincome needed

About This Home

Executive home located in one of Morganton's premiere neighborhoods. Situated on a generous .95 acre lot, this spacious home with 4 bedrooms, 3.5 bathrooms offers the perfect blend of comfort, functionality and privacy. The family room showcases a gas fireplace and built-in bookcases (TV stays). The well-appointed kitchen has quartz countertops, SS appliances, built-in desk, under cabinet lighting and opens into a breakfast area with built-in wet bar. Laundry room is conveniently located adjacent to the kitchen and 2-car garage. Off the breakfast area French doors lead to the composite deck with a retractable awning. For more formal gatherings, the living room has plush carpet and the dining room features beautiful hardwoods and is located off the foyer with a guest 1/2 bath. Primary en-suite on the main level offers a walk-in tiled shower, built-ins and plenty of closet space. Three additional bedrooms and a full bath are located upstairs. Partially finished basement area is heated via mini-split and has a full bath and kitchenette. Unfinished area is heated and cooled and has more storage area. Outside enjoy a peaceful setting with a fenced in back yard and mature trees for privacy. Plantation shutters throughout home. Water filtration system. Conveniently located in the city limits of Morganton and just minutes from downtown, shopping, medical facilities and the Greenway. No HOA dues, Duke Energy, PNG, city water/sewer/trash.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
Mountain View ElementaryGrades PK-51.1 mi
5/10
Walter R Johnson MiddleGrades 6-81.4 mi
4/10
Freedom HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: Common Area,Utility Room,Inside,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Features: Built-in Features,Wet Bar
  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Features: Built-in Features
  • Level: Main

Features

  • Door features: French Doors,Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Gas,Gas Log
  • Finished area below ground: 856
  • Finished area above ground: 3,081

Flex Space

  • Features: Storage
  • Level: Basement

Heating & Cooling

  • Heating features: Ductless,Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 3,081
  • Total interior livable area: 3,937 sqft

Laundry

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 35842
  • Zoning: LID
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Awning(s),Covered,Deck,Front Porch,Patio
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Winter

Lot

  • Lot size: 0.95 Acres
  • Features: Green Area,Private,Sloped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Cold Wave
Drought
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,537$42,444
Home Insurance *$276$3,312
Property Taxes $328$3,936
Electricity $366$4,400
Total$4,507$54,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,525/yr
40% on housing$135,210/yr
45% on housing$120,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 28655$183
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28655$177
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$675,000
2026-06-22Listed for sale$699,500
2006-04-13Sold$370,000

For Sale by Agent

AgentJona Harrell
BrokerageBerkshire Hathaway HomeServices Blue Ridge REALTORS®

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