See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5475 Pine Ridge Dr, Connelly Springs, NC, 28612

4beds
4baths
3,239sqft
$337,000
$104price/sqft
$2,366/moest. monthly cost
$94,640/yrincome needed

About This Home

Motivated sellers! Live next door to South Mountains State Park where your backyard is 40+ miles of trails and waterfalls. Located in Pine Mountain, you're approximately 50 minutes from Charlotte, 25 minutes from Hickory, under 45 minutes to Lake Norman, and about an hour to Asheville. Quick access to I-40 makes commuting or weekend trips simple. USDA loan eligible, offering a zero down financing opportunity for qualified buyers. The home is set on over an acre with a roof from 2025 and HVAC from 2019. The main level features three bedrooms and two bathrooms, an open layout designed to draw your eyes straight to the scenery, and a wood-burning fireplace that makes cool evenings feel extra inviting. The expanded kitchen offers plenty of space for gathering and entertaining.Downstairs, the basement includes a private fourth bedroom and two full bathrooms, along with patio access and a dedicated workshop. Mountain privacy. Outdoor adventure next door. Easy access to the city when you need it. Come see it in person because the view is even better when you're standing in it. Please do not walk the property without an appointment or an agent.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
3/10
East Burke MiddleGrades 6-813.4 mi
4/10
East Burke HighGrades 9-1213.3 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Wood
  • Construction materials: Brick Partial,Cedar Shake,Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Water Heater,Exhaust Fan,Exhaust Hood,Refrigerator,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Exterior Entry,Finished,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 3

Features

  • Kitchen Island,Walk-In Closet(s)
  • Flooring: Laminate
  • Fireplace features: Living Room,Wood Burning Stove
  • Finished area below ground: 1,512
  • Finished area above ground: 1,727

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,727
  • Total interior livable area: 3,239 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 29612
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Front Yard,Partial,Wood
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.08 Acres
  • Features: Wooded,Views

Parking

  • Total spaces: 1
  • Parking features: Circular Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,704$20,448
Home Insurance *$159$1,908
Property Taxes $202$2,424
Electricity $301$3,620
Total$2,366$28,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,120/yr
40% on housing$70,980/yr
45% on housing$63,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 28612$133
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28612$170
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$355,000
2026-04-06Price change$370,900
2026-03-17Price change$380,500
2026-02-22Listed for sale$385,500
2023-12-01Sold$299,900
2023-10-16Price change$299,900
2023-09-20Price change$314,500
2023-08-10Listed for sale$329,900

For Sale by Agent

AgentMichelle Ton, Keller Williams South Park, Trent Corbin, Keller Williams South Park
BrokerageKeller Williams South Park

Similar Homes