102 Cuthberson St, Morganton, NC, 28655
About This Home
Character-filled home on a spacious lot just minutes from downtown Morganton. A welcoming front porch leads into a large living room with soaring ceilings and original hardwood floors that highlight the home’s historic charm. The remodeled kitchen features new cabinetry, quartz countertops, updated appliances, new subflooring, and elegant fixtures. The main level includes a large dining area, oversized sunroom filled with natural light, laundry room, cozy parlor, and a flexible bonus room ideal for an office, guest room, or creative space. A full bath with classic clawfoot soaking tub and separate shower completes the main level. Upstairs are three comfortable bedrooms and a convenient half bath. Enjoy the private backyard retreat with a spacious deck, tree fort, and charming rustic cabin with front porch and sleeping loft—perfect for guests, studio, or workshop. Crawlspace includes workshop, utility sink, storage, and well on property (home uses city water). New roof and gas tankless water heater installed in 2024.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Crawl Space
- Roof: Composition
- Construction materials: Brick Partial,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Arts and Crafts,Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Gas Range,Gas Water Heater,Oven,Plumbed For Ice Maker,Refrigerator,Tankless Water Heater
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Bathroom Full
- Level: Main
Bathroom Half
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Breakfast Bar,Built-in Features,Storage
- Door features: Sliding Doors,Storm Door(s)
- Window features: Insulated Windows
- Flooring: Laminate,Vinyl,Wood
- Fireplace features: Wood Burning Stove,Other - See Remarks
- Finished area below ground: 0
- Finished area above ground: 1,985
Heating & Cooling
- Heating features: Central,Forced Air,Natural Gas
- Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Window Unit(s)
Interior Area
- Total structure area: 1,985
- Total interior livable area: 1,985 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 24873
- Zoning: sfr
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Front Porch,Porch
Lot
- Lot size: 0.69 Acres
Parking
- Parking features: Driveway,Parking Space(s)
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Burke County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,718 | $20,616 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $232 | $2,784 |
| Electricity | $200 | $2,405 |
| Total | $2,284 | $27,408 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $349,900 |
| 2026-04-14 | Listing removed | $349,900 |
| 2026-03-17 | Price change | $349,900 |
| 2026-01-22 | Price change | $364,900 |
| 2025-10-23 | Price change | $378,900 |
| 2025-07-30 | Price change | $389,900 |
| 2025-06-24 | Listed for sale | $398,000 |
| 2021-08-02 | Sold | $289,900 |
| 2021-06-29 | Contingent | $289,900 |
| 2021-06-19 | Listed for sale | $289,900 |
| 2020-06-05 | Sold | $235,000 |
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