3526 Dogwood Ln, Morganton, NC, 28655
About This Home
Welcome to 3526 Dogwood Lane, a peaceful mountain retreat nestled within the gated Silver Creek Mountain community of Morganton, North Carolina. Surrounded by breathtaking natural beauty and long-range mountain views, this charming cottage offers the perfect escape from the hustle and bustle of everyday life. Thoughtfully maintained and updated, the home features a finished walkout basement complete with a full bathroom, creating a versatile secondary living space ideal for guests, a recreation area, or a private retreat adding additional square footage not captured in the total HLA. With its own exterior entrance, the lower level provides added flexibility while enhancing the home's overall functionality. Relax on the porch and take in stunning views of Table Rock Mountain and the surrounding Blue Ridge landscape. Whether you're enjoying your morning coffee, unwinding after a day of hiking, or simply soaking in the peaceful atmosphere, this property delivers the serenity mountain living is known for. This property includes the adjacent parcel for privacy, flexibility or even add another home. Outdoor enthusiasts will appreciate the property's proximity to thousands of acres of public land and protected wilderness areas, offering exceptional opportunities for hiking, fishing, wildlife viewing, and seasonal hunting. The surrounding foothills of Western North Carolina are known for their abundant deer, turkey, and other game, making this an ideal retreat for sportsmen and nature lovers alike. Silver Creek Mountain offers residents access to a community clubhouse and swimming pool, both positioned to capture spectacular mountain vistas. Conveniently located near hiking trails, outdoor recreation, and the charming towns of Morganton and Marion, this property is perfectly suited as a full-time residence, vacation getaway, or investment opportunity. Don't miss your chance to own a slice of the North Carolina mountains and experience the peace, privacy, and unforgettable views that make 3526 Dogwood Lane truly special.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1985
Materials
- Roof: Metal
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Refrigerator,Washer/Dryer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Daylight,Exterior Entry,Walk-Out Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Family Room
- Level: Basement
Features
- Total Primary Heated Living Area: 624
- Fireplace features: Gas,Gas Log
- Finished area below ground: 0
- Finished area above ground: 624
Heating & Cooling
- Heating features: Ductless,Floor Furnace
- Cooling features: Ceiling Fan(s),Ductless
Interior Area
- Total structure area: 624
- Total interior livable area: 1,027 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 41044
- Zoning: R-3
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck
- Exterior features: Fire Pit
Lot
- Lot size: 0.54 Acres
- Features: Views,Wooded
Parking
- Parking features: Circular Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Burke County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $190 | $2,280 |
| Electricity | $200 | $2,405 |
| Total | $2,019 | $24,228 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $299,000 |
| 2009-09-11 | Sold | $54,000 |
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