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3780 Cook Rd, Valdese, NC, 28690

6beds
3baths
2,406sqft
$525,000
$218price/sqft
$3,460/moest. monthly cost
$138,400/yrincome needed

About This Home

Discover the charm of this delightful furnished optional home nestled in a tranquil setting built in 1940 and since added on, this home has the space to fit a large family or multiple generations under one roof! With the ability to build on separate portions or parcel of the property this diamond rests in a cozy neighborhood on the outskirts of Valdese, NC. Conveniently located close to local amenities and roughly an hour from major cities like Asheville, Charlotte and Boone! Furnished optional

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Drexel PrimaryGrades PK-51.3 mi
4/10
Heritage MiddleGrades 6-82.4 mi
8/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space,Slab
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Dual Flush Toilets,Electric Cooktop,Electric Oven,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Freezer,ENERGY STAR Qualified Light Fixtures,ENERGY STAR Qualified Refrigerator,Exhaust Fan,Filtration System,Microwave,Oven,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,In Bathroom,Inside,Lower Level

Bathroom Full

  • Level: Main
  • Dimensions: 17' 0" X 0' 0"

Bathroom Full

  • Level: Main
  • Dimensions: 7' 0" X 0' 0"

Bathroom Full

  • Level: Upper
  • Dimensions: 9' 0" X 0' 0"

Bedroom S

  • Level: Main
  • Dimensions: 11' 0" X 0' 0"

Bedroom S

  • Level: Main
  • Dimensions: 11' 0" X 0' 0"

Bedroom S

  • Level: Main
  • Dimensions: 13' 0" X 0' 0"

Bedroom S

  • Level: Upper
  • Dimensions: 17' 0" X 0' 0"

Bedroom S

  • Level: Upper
  • Dimensions: 13' 0" X 0' 0"

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Family Room

  • Level: Main
  • Dimensions: 26' 0" X 0' 0"

Features

  • Fireplace features: Family Room,Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 2,406

Heating & Cooling

  • Heating features: Central,Propane,Space Heater,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,406
  • Total interior livable area: 2,406 sqft

Kitchen

  • Level: Main
  • Dimensions: 14' 0" X 0' 0"

Primary Bedroom

  • Level: Main
  • Dimensions: 19' 0" X 0' 0"

Property

Details

  • Parcel number: 11598
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Waterfront features: None

Lot

  • Lot size: 2.17 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,Driveway,Parking Space(s),RV Access/Parking
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$284$3,408
Property Taxes $298$3,576
Electricity $224$2,689
Total$3,460$41,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,628/yr
40% on housing$103,800/yr
45% on housing$92,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 28690$178
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28690$189
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$585,000
2026-04-04Listed for sale$600,000
2022-11-04Sold$290,000
2022-08-03Price change$285,000
2022-07-15Listed for sale$298,000
2022-07-14Listing removed$299,900
2022-06-28Price change$309,000
2022-06-25Price change$319,000
2022-06-20Price change$329,000
2022-06-10Listed for sale$349,900

For Sale by Agent

AgentCraig Tribus
BrokerageBeycome Brokerage Realty LLC

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