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202 Woodward Ave, Morganton, NC, 28655

3beds
2baths
2,440sqft
$299,000
$123price/sqft
$1,999/moest. monthly cost
$79,960/yrincome needed

About This Home

Welcome to this charming home located at 202 Woodward Ave in the heart of Morganton, just minutes from UNC Health Blue Ridge Morganton. Perfectly positioned for convenience and comfort, this property offers easy access to medical facilities, shopping, dining, and downtown amenities. This inviting home features a functional layout with plenty of natural light, creating a warm and welcoming atmosphere throughout. Whether you're a first-time buyer, investor, or looking to downsize, this property offers great potential and value. Enjoy the benefits of living in an established neighborhood with close proximity to schools, parks, and major roadways, making daily commutes and errands a breeze. The location alone makes this home a standout opportunity—ideal for healthcare professionals or anyone seeking convenience near the hospital. Don’t miss your chance to own a well-located home in one of Morganton’s most accessible areas!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
Forest Hill ElementaryGrades PK-52.0 mi
5/10
Liberty MiddleGrades 6-81.9 mi
8/10

Construction

Condition

  • Year built: 1959

Materials

  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Oven
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Apartment,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 610
  • Finished area above ground: 1,220

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,830
  • Total interior livable area: 2,440 sqft

Primary Bedroom

  • Level: Main
  • Dimensions: 12' 0" X 0' 0"

Property

Details

  • Parcel number: 6238
  • Zoning: LID NC-0
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.62 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$118$1,416
Property Taxes $143$1,716
Electricity $227$2,727
Total$1,999$23,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,537/yr
40% on housing$59,970/yr
45% on housing$53,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 28655$184
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28655$177
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-21Price change$299,000
2026-06-15Price change$305,000
2026-04-03Listed for sale$315,000
2025-07-10Sold$150,000
2025-05-06Sold$90,000
2025-02-08Pending sale$90,000

For Sale by Agent

AgentJuan Rosario Loaeza
BrokerageCitywide Group Inc

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