2174 Chester Ave, Morganton, NC, 28655
About This Home
Welcome to a home that has so much more to offer than you might expect at first glance. From the moment you go in, it just feels comfortable—like a place where life naturally unfolds. With three bedrooms and one-and-a-half baths, there’s plenty of room to settle in and make it your own. The main level is inviting and easy to live in, but what really makes this home special is what’s waiting downstairs. The partially finished basement opens up a whole new space to enjoy, complete with a second kitchen, a large living area, a half bath, and a cozy sunroom. It’s the kind of setup that works beautifully for hosting friends, giving guests their own space, or even creating a separate living area. The sunroom is a favorite spot—you can sit back and take in the view of the backyard and pool, whether it’s a quiet morning with coffee or a relaxed evening at the end of the day. Outside you’ll find a yard that gives you room to spread out, garden, or just enjoy being outdoors. And when the Carolina heat kicks in, the pool makes it easy to cool off and unwind without ever leaving home. The location makes everyday living simple too, with dining, shopping, and Mimosa Hills Golf Club just a short drive away. This is one of those homes that gives you options—space to grow, room to gather, and plenty of ways to make it truly yours.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Construction materials: Brick Partial,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Refrigerator
- Laundry features: In Basement
Bar Entertainment
- Level: Basement
Basement
- Has basement: Yes
- Basement: Partially Finished
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Dining Area
- Level: Main
Features
- Door features: Insulated Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Tile,Wood
- Attic: Pull Down Stairs
- Finished area below ground: 567
- Finished area above ground: 1,118
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,118
- Total interior livable area: 1,685 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Living Room
- Level: Basement
Other
- Level: Basement
Primary Bedroom
- Level: Main
Sunroom
- Level: Basement
Property
Accessibility
- Accessibility features: Two or More Access Exits
Details
- Parcel number: 2711184303
- Zoning: R-2
- Special condition: Standard
- Other equipment: Other - See Remarks
Features
- Levels: One
- Stories: 1
- Pool features: In Ground
- Patio & porch: Covered,Deck,Front Porch,Patio
- Fencing: Fenced,Partial
Lot
- Lot size: 1.22 Acres
- Features: Cleared,Level,Open Lot
Parking
- Total spaces: 6
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Burke County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $178 | $2,136 |
| Electricity | $200 | $2,405 |
| Total | $2,007 | $24,084 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $325,000 |
| 2026-05-04 | Listing removed | $325,000 |
| 2026-04-14 | Price change | $325,000 |
| 2026-03-30 | Listed for sale | $335,000 |
| 2024-10-16 | Sold | $1,500 |
| 2020-04-24 | Sold | $1,000 |
For Sale by Agent
View on Zillow