220 W Park Dr, Morganton, NC, 28655
About This Home
This warm & inviting home offers character & charm in downtown Morganton! Thoughtfully situated and set back on the 0.8 acre lot, the home boasts a large level front yard. Step inside to a spacious foyer. In the large living room, you'll find a charming bay window bathing the room in natural light and a fireplace. Off the living room is a screened porch. The main floor also includes a dining room and eat-in kitchen. Upstairs are two bedrooms and an updated hall bathroom plus a 3rd bedroom with en suite updated bath. The large primary suite occupies the entire top level of the home with built-ins and a large en suite bathroom with jetted tub. The basement has a large finished room with exterior entry perfect for an additional living space, office, or studio. Storage abounds in the unfinished basement area. Whether you're enjoying the large back deck or entertaining in the private backyard, this home offers a mix of classic craftsmanship and downtown living. A true Morganton gem!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Construction materials: Brick Partial,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Gas Water Heater,Microwave,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Interior Entry,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Family Room
- Level: Basement
Features
- Finished area below ground: 444
- Finished area above ground: 2,460
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,825
- Total interior livable area: 2,904 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Other
- Level: Upper
Primary Bedroom
- Features: En Suite Bathroom
- Level: Third
Property
Details
- Parcel number: 1793647812
- Zoning: LID
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.80 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Burke County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,169 | $26,028 |
| Home Insurance * | $169 | $2,028 |
| Property Taxes | $203 | $2,436 |
| Electricity | $270 | $3,245 |
| Total | $2,811 | $33,732 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Price change | $429,000 |
| 2026-01-07 | Price change | $439,000 |
| 2025-09-11 | Price change | $444,000 |
| 2025-06-02 | Listed for sale | $449,000 |
| 2024-04-20 | Listing removed | -- |
| 2023-10-28 | Listed for sale | $425,000 |
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