See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

115 Brackett St, Morganton, NC, 28655

1beds
1baths
825sqft
$425,000
$515price/sqft
$2,759/moest. monthly cost
$110,360/yrincome needed

About This Home

Welcome to 115 Brackett Street—an extraordinary opportunity to own a true piece of North Carolina history. Known as the Etta Baker Estate, this property is the original homeplace of legendary Piedmont blues musician Etta Baker, whose influence shaped generations of American music. Born in Caldwell County and raised in Morganton, Etta Baker became one of the most celebrated traditional blues guitarists of the 20th century, inspiring artists such as Bob Dylan and Taj Mahal with her distinctive fingerstyle sound. Her music, rooted deeply in the culture and spirit of the Appalachian region, continues to resonate around the world today. This home is more than a residence—it is a legacy. The very grounds carry the story of a woman whose life, music, and perseverance left a lasting mark on American heritage. For the discerning buyer who values authenticity, culture, and historical significance, this property offers a rare chance to preserve and be part of that story. Whether envisioned as a private residence, a curated restoration, or a tribute to its rich musical roots, 115 Brackett Street invites you to step into history and carry it forward. Opportunities like this are exceedingly rare—where place, provenance, and purpose come together in one meaningful offering.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Mountain View ElementaryGrades PK-51.1 mi
5/10
Walter R Johnson MiddleGrades 6-81.5 mi
4/10
Freedom HighGrades 9-122.1 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Composition
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Washer
  • Laundry features: In Kitchen,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partial,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 825

Heating & Cooling

  • Heating features: Electric,Oil,Space Heater,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 825
  • Total interior livable area: 825 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1670
  • Zoning: AB0
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Side Porch

Lot

  • Lot size: 0.25 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Detached Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$167$2,004
Property Taxes $243$2,916
Electricity $200$2,405
Total$2,759$33,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,594/yr
40% on housing$82,770/yr
45% on housing$73,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$515This listing

vs Other Active Listings

Avg $/sqft

ZIP 28655$183
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28655$177
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Listed for sale$425,000

For Sale by Agent

AgentHeather Hines
BrokerageLandon Key Realty

Similar Homes