4082 State Highway 126, Morganton, NC, 28655
About This Home
Set on approximately 6.65 acres of pure privacy, this thoughtfully designed retreat offers the perfect blend of comfort, acreage, and mountain-area adventure. With 1,415 heated square feet, this two-bedroom, two-bath with bonus room upstairs home lives effortlessly, surrounded by mature trees, and open sky. Owners have previously used a portion of the property to garden offering sustainability. Inside, the home features a bright, inviting layout with warm natural light and easy flow between living, dining, and kitchen spaces. Each bedroom offers peaceful views and private access to nature, creating a sense of calm that carries throughout the home. A standout feature of the property is the 1,188 sq ft garage and workshop — ideal for hobbyists, craftsmen, gear storage, or anyone who needs serious space for projects, vehicles, or equipment. Outdoors, the acreage unfolds beautifully, offering room to explore, garden, build, or simply enjoy the serenity of your own mountain haven. Despite the privacy, you’re just minutes from some of Western North Carolina’s most iconic destinations: Lake James, the Fonta Flora Trail, Linville Gorge, Mount Mitchell and nearby ski slopes for year-round recreation. Whether you’re seeking a primary residence with room to breathe or a private getaway close to world-class outdoor experiences, this property delivers a rare combination of acreage, convenience, and mountain lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Crawl Space
- Roof: Fiberglass
- Construction materials: Block,Hardboard Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Propane Water Heater,Tankless Water Heater
- Laundry features: Electric Dryer Hookup,Inside,Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Features
- Flooring: Tile,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,417
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,417
- Total interior livable area: 1,417 sqft
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Upper
Property
Details
- Parcel number: 1765002512
- Zoning: R-1
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered,Enclosed,Front Porch
Lot
- Lot size: 6.63 Acres
- Features: Green Area,Hilly,Private,Sloped,Wooded
- Lot size dimensions: 260 x 933 x 148 x 891 x 312
Parking
- Total spaces: 2
- Parking features: Driveway,Detached Garage,Garage Shop
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Burke County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,093 | $25,116 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $226 | $2,712 |
| Electricity | $200 | $2,405 |
| Total | $2,682 | $32,184 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $399,000 |
| 2026-07-27 | Price change | $414,000 |
| 2026-06-01 | Listed for sale | $434,000 |
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