




103 Hamp St, Morganton, NC, 28655
About This Home
So much home for the money! This spacious property offers up to five bedrooms and three full bathrooms, providing flexibility for growing households, guests, or work-from-home needs. Step through the front door into a wide, welcoming foyer. To the right, you’ll find a traditional living room, while straight ahead opens into the kitchen and dining area, complemented by a bright sunroom—perfect for everyday living or entertaining. The main level is thoughtfully laid out with three generously sized bedrooms and two full bathrooms located down the hall. On the opposite side of the home, two additional bedrooms and an updated full bath create an ideal setup for guests, extended family, or private office space. An interior stairwell leads to the unfinished basement, offering abundant storage or future expansion potential. Outside, enjoy warm Carolina days in the above-ground pool with surrounding deck space—great for relaxing or hosting. The approximately 1.12-acre lot is mostly level, providing plenty of room for outdoor activities, gardening, or pets. A true standout feature is the 24x26 detached metal garage, perfect for hobbies, storage, or working on that special car or truck. Conveniently located near W.A. Young Elementary School and just minutes from I-40, this home offers easy access to everything. Enjoy nearby Lake James, hiking trails, and the natural beauty of the Western North Carolina foothills. Downtown Morganton—with its shops, restaurants, and vibrant events—is just a short drive away, and Asheville is within an easy hour’s commute. Priced to sell—don’t miss this incredible opportunity!
Getting Around
Schools
Construction
Condition
- Year built: 1969
Materials
- Roof: Composition
- Construction materials: Brick Full,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 5
Dining Area
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 2,179
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,179
- Total interior livable area: 2,179 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Sunroom
- Level: Main
Property
Details
- Parcel number: 1772782717
- Zoning: LID
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Above Ground
- Patio & porch: Deck
Lot
- Lot size: 1.12 Acres
- Features: Cleared
Parking
- Total spaces: 2
- Parking features: Attached Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Burke County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,961 | $23,532 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $201 | $2,412 |
| Electricity | $202 | $2,435 |
| Total | $2,517 | $30,204 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-18 | Listed for sale | $399,900 |
| 2018-06-07 | Sold | $152,500 |
