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2959 Ramblewoods Dr, Valdese, NC, 28690

4beds
3baths
2,428sqft
$399,900
$165price/sqft
$2,688/moest. monthly cost
$107,520/yrincome needed

About This Home

Must see this 4BR 2.5Bath 2 story home in one of Burke counties most recognized neighborhoods. This home offers approx 2400 heated sf including spacious main floor with large living room w/wood burning fireplace, open updated kitchen with newer white shaker cabinets and granite countertops and all appliances, Range, Refrig, microwave, dishwasher and washer & dryer plus bonus refrig in garage. Home also boast oversized 2 car garage with epoxy floor and large driveway for entertaining guest. Upstairs you have 3 good sized bedrooms and spacious primary bedroom and bath. Plus, 2 of the bedrooms upstairs have direct access to rear deck and pool area. A main attraction of this home is the pool area and large deck great for family & friends get togethers. All this and only minutes to Hickory, Morganton and beautiful Lake James. Don't miss this home!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Drexel PrimaryGrades PK-51.7 mi
5/10
Heritage MiddleGrades 6-83.4 mi
8/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: In Hall,Mud Room,Main Level

Bathroom Full

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: Living Room,Wood Burning
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,428

Heating & Cooling

  • Heating features: Central,Ductless,Heat Pump
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 2,428
  • Total interior livable area: 2,428 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 2713918679
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,In Ground,Outdoor Pool
  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Storage,Other - See Remarks
  • Fencing: Partial

Lot

  • Lot size: 0.73 Acres
  • Lot size dimensions: 188 x 180+-

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$216$2,592
Property Taxes $224$2,688
Electricity $226$2,713
Total$2,688$32,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,160/yr
40% on housing$80,640/yr
45% on housing$71,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 28690$182
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28690$189
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$399,900
2026-07-07Price change$410,000
2026-05-22Listed for sale$425,000

For Sale by Agent

AgentTim Newton
BrokerageColdwell Banker Newton RE

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