See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

106 Lake Dr, Hickory, NC, 28601

2beds
1baths
1,024sqft
$224,900
$220price/sqft
$1,631/moest. monthly cost
$65,240/yrincome needed

About This Home

Cute as a button and beautifully updated throughout, this charming 2-bedroom, 1-bath cottage is completely move-in ready! Start your mornings with a cup of coffee on the inviting front porch while taking in peaceful views of Lake Hickory. Inside, you'll immediately appreciate the perfect blend of timeless character and modern updates. Original hardwood floors, restored fireplace mantels, and an abundance of natural light create a warm and welcoming atmosphere. The spacious living room offers both comfort and charm, making it the perfect place to relax or gather with family and friends. The updated kitchen features custom cabinetry, stainless steel appliances, built-in shelving, stylish pendant lighting over the farmhouse sink, and thoughtful finishes throughout. Both bedrooms are generously sized with ample closet space and retain the home's original fireplace mantels, adding even more character and appeal. The beautifully renovated bathroom includes tile flooring, a shiplap accent wall, double vanities, and a subway tile tub/shower surround. Recent updates provide peace of mind and include a new roof, windows, HVAC (2019), fresh paint, and updated appliances. Step outside to enjoy the spacious, private backyard with views of Lake Hickory, the community park, and the historic Old Glory Mill. Located in the growing town of Rhodhiss, you'll also benefit from exciting future developments, including the transformation of Old Glory Mill and the Burke River Trail, adding even more value and recreation to the area. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this fully furnished home is ready for its next owner. Don't miss your chance to own this charming gem with lake views and small-town appeal!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
Ray Childers ElementaryGrades PK-51.5 mi
4/10
East Burke MiddleGrades 6-84.2 mi
4/10
East Burke HighGrades 9-124.3 mi

Construction

Condition

  • Year built: 1933

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer,Washer/Dryer
  • Laundry features: In Hall,Inside,Laundry Closet

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,024

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 20107
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Other - See Remarks,River Front
  • Waterbody name: Lake Hickory

Lot

  • Lot size: 0.45 Acres
  • Features: Cleared,Hilly,Views

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$81$972
Property Taxes $213$2,556
Electricity $200$2,405
Total$1,631$19,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,920/yr
40% on housing$48,930/yr
45% on housing$43,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 28601$171
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28601$183
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Price change$224,900
2026-06-30Listed for sale$230,000
2022-12-14Sold$141,000
2022-11-11Contingent$149,000
2022-11-09Listed for sale$149,000
2007-12-03Sold$28,500

For Sale by Agent

AgentJade Isenhour
BrokerageRealty Executives of Hickory

Similar Homes