6350 Gingercake Rd, Newland, NC, 28657
About This Home
Escape to your own private mountain retreat with this charming 3-bedroom, 2-bath home nestled in a peaceful setting along beautiful Upper Creek. The lower portion of the property features a level area perfect for relaxing by the water, a scenic walking trail leading to the creek, and a tranquil pond, creating the ideal outdoor oasis. Inside, you'll find an inviting open-concept living, kitchen, and dining area filled with abundant natural light. The spacious primary suite offers a large walk-in closet and a private bath with a walk-in shower. Two guest bedrooms provide plenty of space for family or visitors. Enjoy the outdoors year-round from the screened-in porch overlooking the natural surroundings. A detached garage with a finished bonus room above offers endless possibilities for a home office, guest space, hobby room, or recreation area. With minimal yard maintenance, you'll have more time to enjoy everything this beautiful property has to offer. This creekside property offers the perfect blend of comfort, privacy, and nature.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Asphalt
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Crawl
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Finished area above ground: 1,651
Heating & Cooling
- Heating features: Electric,Propane,Heat Pump
- Cooling features: Central
Interior Area
- Total structure area: 1,651
- Total interior livable area: 1,651 sqft
Property
Details
- Parcel number: 1841635548
- Lease amount: 0
Features
- Patio & porch: Patio,Screened Porch
- Has view: Yes
- View description: Mountain,Pond,Scenic,Stream,Street,Wooded
- Has water view: Yes
- Water view: Pond,Stream
- Waterfront features: Creek
- Waterbody name: Upper Creek
Lot
- Lot size: 1.98 Acres
- Features: Trees
Parking
- Total spaces: 2
- Parking features: Driveway,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Cold Wave
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Burke County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,483 | $41,796 |
| Home Insurance * | $298 | $3,576 |
| Property Taxes | $402 | $4,824 |
| Electricity | $200 | $2,405 |
| Total | $4,383 | $52,596 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Listed for sale | $689,000 |
| 2026-01-08 | Listing removed | $737,000 |
| 2025-11-19 | Price change | $737,000 |
| 2025-09-04 | Price change | $787,500 |
| 2025-07-10 | Listed for sale | $825,000 |
| 2021-09-20 | Sold | $79,500 |
| 2005-08-10 | Sold | $67,500 |
View on Zillow