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313 E Main St, Morganton, NC, 28655

4beds
3baths
3,004sqft
$418,000
$139price/sqft
$2,844/moest. monthly cost
$113,760/yrincome needed

About This Home

PRICE IMPROVEMENT - Seller is negotiable on concessions too! Don't miss this one! Step back in time with this charming 4BR/2.5BA home built in 1923, once owned by Dr. Cyrus Leslie Walton, who began practicing medicine in Glen Alpine in 1932. Offering 3,006 sq ft of heated space on a .86-acre fenced lot, this home is full of vintage character—original wood floors, high ceilings, and beautiful staircases. The main floor features a spacious living room that opens to a bright sun porch, a large formal dining room, and an office/library. Upstairs, generous bedrooms provide comfort and charm. The 1,554 sq ft unfinished basement offers excellent storage. Enjoy relaxing on the quaint front or side porch, and there’s a detached 2-car garage. There may even be a small creek at the back of the property—but you didn’t hear it from us. 313 E. Main is full of Glen Alpine history and timeless appeal—a rare find for those who value craftsmanship and classic style.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
Glen Alpine ElementaryGrades PK-50.3 mi
6/10
Table Rock MiddleGrades 6-81.9 mi
5/10
Freedom HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 1923

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Wall Oven
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Storage Space,Unfinished

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 3,004

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,004
  • Total interior livable area: 3,004 sqft

Kitchen

  • Level: Main

Library

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Sunroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 27859
  • Zoning: R20
  • Special condition: Standard
  • Exclusions: Island top was handmade. It does not convey. Flormica countertop under it.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Side Porch
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.86 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,113$25,356
Home Insurance *$165$1,980
Property Taxes $287$3,444
Electricity $279$3,357
Total$2,844$34,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,508/yr
40% on housing$85,320/yr
45% on housing$75,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 28655$184
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28655$177
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-19Price change$419,000
2025-08-26Price change$439,000
2025-06-27Listed for sale$449,000
2021-06-18Sold$280,000
2021-05-17Pending sale$279,900
2021-05-07Listed for sale$279,900
2021-05-04Pending sale$279,900
2021-04-28Listed for sale$279,900
2018-08-17Sold$237,000
2018-08-17Pending sale$249,900
2018-07-04Listed for sale$249,900

For Sale by Agent

AgentFran Wynn
BrokerageWeichert, Realtors - Team Metro

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