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5495 Pine Ridge Dr, Connelly Springs, NC, 28612

2beds
1baths
884sqft
$145,000
$164price/sqft
$1,094/moest. monthly cost
$43,760/yrincome needed

About This Home

Crisp winter mornings, cool mountain air, and summers wrapped in lush Carolina foliage define life on Pine Mountain. This 2-bedroom, 1-bath home offers a cozy interior filled with natural daylight, creating a warm and welcoming space year-round. The layout is comfortable and easy to live in, with sunlight pouring in and giving the home an inviting feel from the moment you walk inside. Whether you’re watching the trees change color in the fall or enjoying the stillness of a cold winter evening, this home offers a peaceful retreat from the noise of everyday life. Major updates have already been completed, including an HVAC system replaced in 2018 and a water heater installed in 2024. Property is being sold as is. If you’ve been looking for a simple mountain escape with year round charm, this is one you’ll want to see in person.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
3/10
East Burke MiddleGrades 6-813.4 mi
4/10
East Burke HighGrades 9-1213.3 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Refrigerator,Washer/Dryer
  • Laundry features: Inside,Main Level

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 884

Heating & Cooling

  • Heating features: Heat Pump,Wood Stove
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 31430
  • Zoning: RMU
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Balcony
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.51 Acres
  • Features: On Golf Course,Private,Sloped,Steep Slope,Views

Parking

  • Parking features: Driveway,Parking Space(s)
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$68$816
Property Taxes $93$1,116
Electricity $200$2,405
Total$1,094$13,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,508/yr
40% on housing$32,820/yr
45% on housing$29,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 28612$135
Burke County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 28612$170
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-01Listed for sale$145,000

For Sale by Agent

AgentMichelle Ton, Keller Williams South Park, Trent Corbin, Keller Williams South Park
BrokerageKeller Williams South Park

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