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1416 Southpointe Dr, Morganton, NC, 28655

6beds
5baths
5,556sqft
$1,375,000
$247price/sqft
$8,736/moest. monthly cost
$349,440/yrincome needed

About This Home

Beautiful home in sought after Southpointe development. The marina and club house are within walking distance of the home. Total 6 bedrooms, 5 baths, boat slip, hot tub, cattery that can be converted to a sauna, walk out basement, fenced back yard and more. 11 miles to Morganton and 17 miles to Marion. Close to hiking and biking trails, ski resorts, wineries, breweries and anything else you are looking for in the NC Western Mountains. If you are looking for a home to lay down roots, investment, or weekend lake get away this is the perfect property. Showings require a 24-hour notice.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Oak Hill ElementaryGrades PK-54.2 mi
6/10
Table Rock MiddleGrades 6-83.7 mi
5/10
Freedom HighGrades 9-126.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Hardboard Siding,Stone Veneer,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: European
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Microwave,Dishwasher,Disposal,Double Oven,Exhaust Hood,Gas Cooktop,Ice Maker,Propane Water Heater,Refrigerator with Ice Maker,Self Cleaning Oven,Tankless Water Heater,Wine Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bedrooms: 2

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry,Wet Bar
  • Door features: French Doors,Sliding Doors
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Family Room,Gas Log,Great Room,Propane
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 5,556

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 5,556
  • Total interior livable area: 5,556 sqft

Other

  • Level: Main
  • Area: 437
  • Dimensions: 23' 0" X 19' 0"

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 1754968782
  • Zoning: r1
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Has spa: Yes
  • Fencing: Fenced,Back Yard
  • Has view: Yes
  • View description: Water,Winter
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Boat Slip (Deed),Boat Slip – Community,Paddlesport Launch Site - Community
  • Waterbody name: Lake James

Lot

  • Lot size: 1.16 Acres
  • Features: Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Cold Wave
Landslide
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$543$6,516
Property Taxes $724$8,688
Electricity $517$6,209
Total$8,736$104,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$299,520/yr
40% on housing$262,080/yr
45% on housing$232,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 28655$182
Burke County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 28655$177
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,395,000
2026-04-17Price change$1,400,000
2026-03-26Price change$1,425,000
2026-03-16Price change$1,450,000
2026-03-04Listed for sale$1,495,000
2025-11-30Listing removed$1,450,000
2025-10-27Price change$1,450,000
2025-09-17Price change$1,475,000
2025-09-04Price change$1,499,000
2025-08-08Price change$1,599,900
2025-07-30Price change$1,624,000
2025-07-19Listed for sale$1,649,000
2020-11-30Sold$420,000
2020-01-09Listing removed$987,000
2019-05-22Listed for sale$987,000
2019-02-13Listing removed$987,000
2019-01-08Listed for sale$987,000
2018-06-23Listing removed$829,400
2018-05-12Price change$829,400
2018-04-25Price change$839,400
2018-03-23Listed for sale$849,400
2018-03-19Sold$49,000
2018-03-15Listed for sale$52,000

For Sale by Agent

AgentScott Blake
BrokerageLantern Realty & Development

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