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54 Wimsatt Loop, Cloudcroft, NM, 88317

5beds
3baths
2,591sqft
$409,000
$158price/sqft
$2,984/moest. monthly cost
$119,360/yrincome needed

About This Home

Turn-Key Mountain Retreat with Proven Airbnb Income Established 5-star short-term rental with strong income history—being sold mostly furnished and ready to continue operating from day one. Located just 7 miles from Cloudcroft in the Sacramento Mountains, this spacious 5-bedroom, 3-bath home sits on a private 0.89-acre lot offering mountain views, privacy, and year-round wildlife sightings. Designed for comfort and gathering, the home features two living areas, a large kitchen and dining space, and a flexible bonus room ideal for additional sleeping space, office use, or recreation. A cozy pellet stove creates a warm mountain atmosphere, while large windows throughout bring in natural light and scenic forest views. The layout includes five generously sized bedrooms and three full bathrooms, making it ideal for large groups, vacation use, or continued short-term rental operation. Outdoor living is highlighted by a covered deck perfect for enjoying the fresh mountain air, elk and deer sightings, and peaceful surroundings. The nearly one-acre lot provides space, privacy, and a true mountain retreat feel. Conveniently located near Cloudcroft’s shops, dining, skiing, hiking, and outdoor recreation, the property offers both seclusion and accessibility. Whether you’re looking for a primary residence, vacation home, or income-producing investment, this property delivers flexibility with a proven rental history already in place.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
5/10
Cloudcroft Middle SchoolGrades 6-85.2 mi
6/10
Cloudcroft High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding,Wood,Block

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Built-In Range/Oven,Washer,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom

  • Features: 1/2 Bath,Shower,Tub and Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Walk-In Closet(s),Split Floor Plan,Ceiling Fan(s)
  • Window features: Partial Window Coverings
  • Flooring: Partial Carpet,Tile
  • Fireplace features: Other
  • Fireplace: Yes

Heating

  • Heating features: Propane,Wood

Interior Area

  • Total structure area: 2,591
  • Total interior livable area: 2,591 sqft

Property

Details

  • Parcel number: R041382
  • Zoning description: Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch Covered

Lot

  • Lot size: 0.89 Acres
  • Features: Grass Front,Grass Rear,Wooded,1/2 To 1.0 Acre
  • Lot size dimensions: 0.890 Acres

Parking

  • Total spaces: 1
  • Parking features: No Carport,Attached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Lightning
Hail
Ice Storm

FEMA Declared Disasters in Otero County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$202$2,424
Property Taxes $530$6,360
Electricity $184$2,210
Total$2,984$35,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,308/yr
40% on housing$89,520/yr
45% on housing$79,573/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 88317$177
Otero County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 88317$248
Otero County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$409,000
2025-10-01Listing removed$409,000
2024-10-04Listed for sale$409,000

For Sale by Agent

AgentDebbie Loper
BrokerageFuture Real Estate

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