




3975 James Madison Hwy, Fork Union, VA, 23055
About This Home
Rare opportunity to own TWO fully renovated homes on 1.87 acres in the heart of Fork Union! Featuring individual county water, electric, and septic systems for each home, this unique property is ideal for multi-generational living, an in-law suite, a guest house, long- or short-term rental income, or a versatile investment opportunity. The beautifully renovated 3,338-square-foot main home features 4 bedrooms and 2.5 bathrooms, along with a bright open-concept floor plan connecting the living room, dining area, and stunning new kitchen with all new appliances- perfect for everyday living and entertaining. The home also features wood-burning fireplaces on both levels, adding warmth and character throughout. The walkout lower level offers a spacious recreation/family room, a full bathroom, and a light-filled sunroom, creating the perfect space for relaxing, entertaining, a home office, or enjoying peaceful views of the surrounding property. The layout provides plenty of flexible living space for today’s lifestyle. The separate 780-square-foot cottage has also been completely renovated and includes 2 bedrooms, 1 full bathroom, a full kitchen, and a comfortable living room. Ideal as an in-law suite, guest house, short-term or long-term rental, or private home office, the second residence offers incredible versatility. Both homes have been extensively updated with updated plumbing, mechanical, and electrical systems, new appliances, new shingle roof on the main home, and modern finishes throughout, combining today’s conveniences with the strength and craftsmanship of their original construction. Built on solid concrete foundations with remarkably strong original framing, these homes provided an exceptional structural base for a complete renovation, resulting in a modernized property with lasting quality and peace of mind. Outside, enjoy a spacious U-shaped paved driveway with ample parking, a detached 576 square-foot garage/workshop, a 240 square-foot car shed, an additional 207 square foot storage area under the patio, and nearly 2 acres of usable land with room for gardening, recreation, or future possibilities. Conveniently located just minutes from Fork Union Military Academy, this move-in-ready property offers the perfect combination of modern upgrades, flexible living arrangements, and investment potential. Opportunities to own two renovated homes on one property with separate utilities are rare—schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Property condition: Excellent,Good,Very Good
- Year built: 1964
Materials
- Foundation: Crawl Space,Slab
- Roof: Architectural Shingle
- Construction materials: Brick,Concrete,Stick Built
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Extra Refrigerator/Freezer,Microwave,Oven/Range - Electric,Water Heater,Refrigerator,Electric Water Heater
Basement
- Area: 1478
Basement
- Has basement: Yes
- Basement: Finished,Exterior Entry,Walk-Out Access,Windows,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 4
Features
- Bathroom - Walk-In Shower,2nd Kitchen,Ceiling Fan(s),Entry Level Bedroom,Family Room Off Kitchen,Kitchen Island,Upgraded Countertops,Primary Bath(s),Open Floorplan,Soaking Tub,9'+ Ceilings
- Flooring: Luxury Vinyl
- Number of fireplaces: 2
- Fireplace features: Brick
- Fireplace: Yes
- Finished area below ground: 1,478
- Finished area above ground: 2,640
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 4,118
- Total interior livable area: 4,118 sqft
Property
Accessibility
- Accessibility features: Accessible Doors
Details
- Parcel number: 51 A 89
- Zoning: A-1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Garden,Trees/Woods
Lot
- Lot size: 1.87 Acres
Parking
- Total spaces: 11
- Parking features: Storage,Asphalt,Circular Driveway,Driveway,Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Drought
- Earthquake
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $353 | $4,236 |
| Electricity | $396 | $4,759 |
| Total | $3,210 | $38,520 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-05 | Listed for sale | $450,000 |
| 2025-11-05 | Sold | $175,000 |
| 2019-01-12 | Listing removed | $219,900 |
| 2018-10-10 | Listed for sale | $219,900 |
| 2018-09-08 | Listing removed | $269,900 |
| 2018-08-21 | Listed for sale | $269,900 |
