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1091 Deer Trail, Bishop, GA, 30621

4beds
5baths
3,102sqft
$700,000
$226price/sqft
$5,116/moest. monthly cost
$204,640/yrincome needed

About This Home

Welcome to your next chapter! Featuring primary on main, this newly completed 4 bedroom / 4.5 bath build hits all the right notes in highly desirable SWIM/TENNIS/GOLF community, Lane Creek Plantation. This home awards luxurious upgrades including an extensive trim package, accent walls, durable LVP flooring, 4-sides brick, 2-car fully finished garage with epoxy floor, stunning lighting & plumbing fixture package and more. Eat-in kitchen with large island is complete with quartz countertops, subway tile backsplash, walk-in pantry and features full stainless steel appliance package, including slide in range, warming drawer, wall oven, microwave drawer, dishwasher and side-by-side refrigerator. Just off the kitchen, the mudroom style laundry is the perfect drop zone after 18 holes. The kitchen overlooks an inviting Family Room with cozy fireplace, dedicated Dining Room, and a truly open flow to the showpiece staircase with accent wall – ready for your artwork and heirlooms. Host the backyard BBQ on the massive covered back porch overlooking the wooded backyard and relish a quiet morning coffee on the rocking chair front porch. The relaxing main floor Owner’s Suite boasts beautiful natural light, double tray ceilings with cove crown, and private access to the covered porch. A well-appointed bath features oversized tile shower with frameless glass, soaking tub, quartz countertops, dual vanities & a spacious walk-in closet. Three additional bedrooms, each with ensuite full bath and ample closet storage, plus an oversized loft complete the second floor. Call today to tour your new home in the highly sought-after North Oconee Schools District.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
North Oconee High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: No Hot Water
  • Laundry features: Laundry Room,Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Area,Double Vanity,Kitchen Island,Pantry,Fireplace
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,102 sqft

Property

Details

  • Parcel number: A04B049E
  • Special condition: Standard

Lot

  • Lot size: 0.90 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Parking Available
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$214$2,568
Property Taxes $1,062$12,744
Electricity $301$3,616
Total$5,116$61,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,405/yr
40% on housing$153,480/yr
45% on housing$136,426/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 30621$210
Oconee County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 30621
Oconee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$700,000
2025-12-03Sold$503,068
2022-03-04Sold$60,000

For Sale by Agent

AgentRobyn Strickland
BrokerageHillwood Realty LLC

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