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127 Elder St, Bogart, GA, 30622

2beds
2baths
1,362sqft
$300,000
$220price/sqft
$2,428/moest. monthly cost
$97,120/yrincome needed

About This Home

Rare opportunity to own TWO HOMES on one property, each with its own address, located in the highly sought-after Malcolm Bridge & North Oconee school districts in Downtown Bogart. The main home is approximately 1,362 square feet and offers 2-3 bedrooms and 2 full baths with spacious room sizes throughout. Hardwood floors run through the living room and bedrooms, while ceramic tile accents the bathrooms and laundry room. The kitchen features updated cabinetry, tile backsplash, and an electric flat-top stove. Additional highlights include central heating and air with gas furnace, ceiling fans throughout, and a large laundry room complete with shelving and linen storage. The cottage is approximately 650 square feet and is located just one block from the red light in Downtown Bogart and features 1 bedroom, 1 bath, washer/dryer connections, ceiling fans, a welcoming front porch with storage, and a beautiful wooded lot with mature pecan trees. Perfect for multi-generational living, rental income, guest accommodations, or investment potential — all in a convenient in-town location.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
8/10
Dove Creek Middle SchoolGrades 6-84.7 mi
10/10
North Oconee High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Piers
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Hardwood

Heating & Cooling

  • Heating features: Forced air,Heat pump,Other,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,362 sqft

Property

Details

  • Parcel number: BO01014

Features

  • Exterior features: Other,Shingle,Vinyl,Wood

Lot

  • Lot size: 0.58 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$181$2,172
Property Taxes $512$6,144
Electricity $219$2,637
Total$2,428$29,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,245/yr
40% on housing$72,840/yr
45% on housing$64,746/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
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Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 30622$206
Oconee County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 30622
Oconee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-29Listed for sale$300,000

For Sale by Owner

AgentProperty Owner

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