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1381 Elder Mill Rd, Watkinsville, GA, 30677

1beds
1baths
896sqft
$1,100,000
$1,228price/sqft
$7,597/moest. monthly cost
$303,880/yrincome needed

About This Home

Rare historic property on Rose Creek in Oconee County, GA For Sale. 1381 Elder Mill Road includes the c.1900 Elder Mill, part of the National Register-listed Elder's Mill Covered Bridge and Elder Mill historic district. Approximately 6 wooded acres beside the iconic 1897 Elder Mill Covered Bridge. One-of-a-kind property combines Oconee County history, creek frontage, mature hardwoods, rock outcroppings, native creekside habitat, and extraordinary privacy just minutes from Watkinsville and Athens, GA. The historic mill structure retains its rustic character with weathered wood construction, metal roof, pine flooring, and a timeless presence overlooking the natural landscape. The site offers a rare opportunity for a buyer with vision - ideal as a private retreat, historic residence, preservation project, creative studio, or legacy property. A truly unique blend of architecture, history, and natural beauty in one of Oconee County's most scenic settings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
7/10
10/10
Oconee County High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Electric,Other

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Property

Details

  • Parcel number: C 06 009B
  • Special condition: Historic

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Seasonal View
  • On waterfront: Yes
  • Waterfront features: Creek
  • Residential vegetation: Wooded

Lot

  • Lot size: 6 Acres
  • Features: Other

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$193$2,316
Property Taxes $1,623$19,476
Electricity $219$2,637
Total$7,597$91,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,468/yr
40% on housing$227,910/yr
45% on housing$202,586/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,228This listing

vs Other Active Listings

Avg $/sqft

ZIP 30677$258
Oconee County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 30677
Oconee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$1,100,000

For Sale by Agent

AgentStephanie Leathers
BrokerageCorcoran Classic Living

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