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1070 Moreland Dr, Watkinsville, GA, 30677

3beds
2baths
1,008sqft
$315,000
$313price/sqft
$2,505/moest. monthly cost
$100,200/yrincome needed

About This Home

Welcome to your perfect cottage tucked in the heart of Watkinsville! This newly constructed 3 bed, 2 bath home offers great curb appeal, open concept kitchen & living room, and a massive backyard featuring a privacy fence. Schedule your showing today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
10/10
Oconee County High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle,Other
  • Construction materials: Concrete,Wood Siding

Other

  • Builder name: McClure Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Oven,Refrigerator
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: None

Features

  • Recessed Lighting,Other
  • Window features: None
  • Flooring: Luxury Vinyl,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,008
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Features: Cabinets White, Stone Counters

Master Bathroom

  • Features: None

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: W 01 036
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Exterior features: Other,Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: Privacy
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.68 Acres
  • Features: Back Yard,Cleared,Corner Lot,Front Yard,Level,Private
  • Lot size dimensions: 71x62x86x75x139x153

Parking

  • Total spaces: 4
  • Parking features: Driveway,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$193$2,316
Property Taxes $501$6,012
Electricity $219$2,637
Total$2,505$30,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,885/yr
40% on housing$75,150/yr
45% on housing$66,800/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 30677$267
Oconee County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 30677
Oconee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$335,000
2026-04-07Listed for sale$345,000

New Construction

AgentJordyn Lill
Brokerage1017 Realty, LLC

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