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512 W Locust St, Wilmington, OH, 45177

3beds
2baths
1,264sqft
$258,000
$204price/sqft
$1,832/moest. monthly cost
$73,280/yrincome needed

About This Home

Charming 3-bedroom, 2-bath home offering approximately 1,550 square feet of comfortable living space. This well-maintained property features new flooring throughout, an updated HVAC system, and a roof replaced in 2017, with the rear portion redone in 2020. Enjoy outdoor living on the covered back porch overlooking the spacious backyard-perfect for BBQs, entertaining, or relaxing evenings. Inside, you'll find tasteful cosmetic updates including recessed lighting, shiplap accents, freshly painted kitchen cabinets, and modern finishes throughout. Additional storage is abundant with both a new storage shed and a block outbuilding located in the backyard. Move-in ready and full of charm, this home is a must see!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
4/10
Wilmington High SchoolGrades 6-7,9-120.2 mi
5/10

Construction

Condition

  • Year built: 1939

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Level: Main
  • Dimensions: 15 x 15

Bedroom

  • Level: Main
  • Dimensions: 15 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 15 x 11

Features

  • Fireplace features: Decorative

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Kitchen

  • Level: Main
  • Dimensions: 16 x 11

Living Room

  • Level: Main
  • Dimensions: 15 x 15

Master Bedroom

  • Level: Main
  • Dimensions: 17 x 11

Property

Details

  • Parcel number: 290150769000000
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.61 Acres
  • Lot size dimensions: .611

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,304$15,648
Home Insurance *$138$1,656
Property Taxes $197$2,364
Electricity $193$2,320
Total$1,832$21,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,811/yr
40% on housing$54,960/yr
45% on housing$48,853/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 45177$188
Clinton County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 45177$167
Clinton County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$255,000
2026-07-27Price change$258,000
2026-07-18Price change$260,000
2026-07-13Price change$265,000
2026-07-08Price change$269,900
2026-06-29Price change$274,900
2026-06-24Price change$280,000
2026-06-19Listed for sale$290,000
2023-12-20Listing removed--
2023-04-12Listing removed$205,000
2023-03-27Price change$205,000
2023-03-20Listed for sale$215,000
2022-01-07Listing removed--
2021-12-07Listed for sale$204,900
2021-06-11Listing removed--
2021-05-26Listed for sale$180,000
2021-05-23Pending sale$180,000
2021-05-18Listed for sale$180,000
2019-07-26Sold$123,500
2019-07-01Pending sale$129,900
2019-06-06Price change$129,900
2019-05-09Listed for sale$135,000
2017-05-15Sold$103,000
2007-06-18Sold$45,000
2001-09-04Sold$67,000
2000-12-29Sold$50,000

For Sale by Agent

AgentBrittany Collins
BrokerageGlasshouse Realty Group

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