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407 S Meridian St, Aberdeen, MS, 39730

4beds
4baths
4,800sqft
$295,000
$61price/sqft
$2,874/moest. monthly cost
$114,960/yrincome needed

About This Home

Introducing a rare gem in the heart of Aberdeen, MS known as ''Rosemont''—a distinguished Victorian home, designated as a Mississippi Landmark, that offers unparalleled charm and versatility. Currently operating as a Bed & Breakfast, this exquisite property houses four separate one-bedroom, one-bathroom units, each thoughtfully designed with its own living area and kitchen, complete with granite countertops. Step inside to be greeted by stunning hardwood floors and intricate millwork that echo the home's rich history. Delight in the beauty of stained and leaded glass windows and transoms, adding a touch of artistry. The home is furnished with exquisite period antiques, enhancing its timeless appeal. The expansive front porch invites you to unwind and savor the serene beauty of spring days. Whether you wish to continue its legacy as a Bed & Breakfast or envision it as a grand single-family residence, the possibilities are endless. This is more than a home; it's an opportunity to own a piece of history.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

--
3/10
6/10
Aberdeen High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1907

Materials

  • Foundation: Conventional
  • Roof: Architectural
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Window features: Storm Window(s),Wood Frames
  • Flooring: Hardwood,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,800
  • Total interior livable area: 4,800 sqft

Property

Details

  • Parcel number: 108J34012007.00

Features

  • Patio & porch: Front Porch,Side Porch
  • Fencing: Back Yard,Fenced,Front Yard
  • Waterfront features: None

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 122 x 150

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Monroe County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$374$4,488
Property Taxes $563$6,756
Electricity $446$5,355
Total$2,874$34,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,537/yr
40% on housing$86,220/yr
45% on housing$76,640/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 39730$80
Monroe County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 39730
Monroe County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listed for sale$295,000
2025-08-06Listing removed$295,000
2025-06-29Price change$295,000
2025-03-10Listed for sale$395,000

For Sale by Agent

AgentCODY L COLEMAN
BrokerageELEVATION REAL ESTATE GROUP

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