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505 Holly Ln N, Oakdale, MN, 55128

3beds
3baths
2,944sqft
$450,000
$153price/sqft
$3,239/moest. monthly cost
$129,560/yrincome needed

About This Home

Beautifully maintained one-level living townhome ideally situated along the twelfth fairway of Oak Marsh Golf Course. This one-owner residence has been meticulously cared for and offers three bedrooms and three bathrooms, providing ample space for comfortable living. The main level features an inviting open-concept layout filled with natural light, seamlessly connecting the informal dining area, living room, kitchen, and breakfast nook. A stunning sunroom showcases panoramic golf course views, creating the perfect space to relax year-round, while the maintenance-free deck extends your living outdoors. The expansive 45x16 lower-level family room offers exceptional versatility for entertaining, recreation, or additional living space. This is a rare opportunity to enjoy peaceful golf course living in a thoughtfully designed and well-cared-for home.

Getting Around

16
WalkingCar-Dependent
31
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

8/10
5/10
Tartan Senior High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Egress Window(s),Finished,Full,Storage Space

Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Lower
  • Area: 195
  • Dimensions: 13x15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Family Room

  • Level: Lower
  • Area: 720
  • Dimensions: 45x16

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,472

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,944
  • Total interior livable area: 2,944 sqft

Kitchen

  • Level: Main
  • Area: 148.5
  • Dimensions: 11x13.5

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Sun Room

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3302921320049
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1472

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 7,274 sqft
  • Lot size dimensions: 52 x 141

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$273$3,276
Property Taxes $443$5,316
Electricity $248$2,979
Total$3,239$38,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,051/yr
40% on housing$97,170/yr
45% on housing$86,373/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 55128$140
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55128$198
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$495,000
2002-08-21Sold$243,955

For Sale by Agent

AgentAndy R. Forbes
BrokerageEdina Realty, Inc.

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