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645 Old Luling Rd, Lockhart, TX, 78644

4beds
3baths
1,430sqft
$539,000
$377price/sqft
$3,812/moest. monthly cost
$152,480/yrincome needed

About This Home

Escape to this private 17-acre farm just minutes from Lockhart, where peaceful country living meets everyday convenience. The property features a well-maintained manufactured home with 3 bedrooms and 2 bathrooms. Inside, the open-concept layout creates a spacious and welcoming atmosphere, highlighted by a kitchen with white cabinetry and a generous pantry. The laundry room, located just off the kitchen, provides easy access to the backyard for added functionality. A covered front deck offers a beautiful vantage point to take in the land and unwind at the end of the day. A separate guest house adds incredible versatility, featuring vaulted ceilings, full bathroom, laminate flooring, and a metal roof. This charming space can be used for rental income, multi-generational living, a home office, or hosting guests. Additional property features include a concrete tornado/safety bunker and a large metal workshop with built-in storage—ideal for hay, equipment, or livestock shelter. The land is fully fenced and cross-fenced, dotted with mature native trees, and includes a deep 12-foot pond (currently dry and waiting for the next rain) for livestock as well as a separate storage building near the main home. With a septic system and well, the property offers the option for more self-sufficient living. Toward the back, several acres of dense forest provide opportunities to attract wildlife, carve out scenic walking trails, or clear additional space for livestock or farming. This turnkey rural property combines privacy, amenities, and natural beauty in one package. All this is just minutes from Lockhart and an easy drive to Austin, Bastrop, and San Marcos.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

2/10
3/10
3/10
Lockhart High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Other,See Remarks
  • Property subType: Manufactured Home,Farm,Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Laminate Counters,Split Bedrooms,Walk-In Closet(s),Eat-in Kitchen,Kitchen/Family Room Combo,Pantry
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Linoleum
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,430 sqft

Property

Details

  • Parcel number: 37987
  • Horse amenities: Stable(s)

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Other,Porch,Private Yard,Storage,See Remarks
  • Fencing: Cross Fenced,Full
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterbody name: Pond/Stock Tank
  • Horses can be raised: Yes

Lot

  • Lot size: 17 Acres

Parking

  • Parking features: Detached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Hail
Lightning
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$378$4,536
Property Taxes $471$5,652
Electricity $238$2,859
Total$3,812$45,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,697/yr
40% on housing$114,360/yr
45% on housing$101,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$377
Caldwell County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$595,000
2026-04-17Listed for sale$649,000
2026-01-11Listing removed$2,200
2026-01-09Listing removed$648,000
2025-11-19Price change$648,000
2025-10-13Listed for rent$2,200
2025-10-09Listed for sale$649,000
2023-06-20Sold--
2023-05-03Pending sale$575,000
2023-05-03Contingent$575,000
2023-04-05Price change$575,000
2023-03-09Price change$595,000
2022-12-21Listed for sale$599,000

For Sale by Agent

AgentElizabeth Schmidtberger
BrokerageTS Realty

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