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1320 San Marcos Hwy, Luling, TX, 78648

3beds
2baths
1,997sqft
$5,999,999
$3,005price/sqft
$37,614/moest. monthly cost
$1,504,560/yrincome needed

About This Home

This ranch is gently rolling with a mix of open pasture and native grasses, carrying classic Central Texas character with mature tree cover, natural water features, and a clean layout that translates well to residential development. The land is currently ag-exempt and carries a stocking ratio of 1.5± animals per acre, indicating productive, well-maintained ground. Low perimeter fencing and all-weather internal roads are in place. The 220± acre ranch includes a classic country home, an office and cottage, and multiple barns. It is fully functional in its current state and provides flexibility for a developer looking to phase the land or retain operational use during buildout. Infrastructure & Access Highway frontage along US-80 provides direct ingress and egress with multiple access points. Utilities are in place, with fiber optics available at the road. A private well is on the property. Steans Ranch offers a well-positioned land holding for a residential developer or builder looking to capitalize on growth pressure between Austin and San Antonio. The US-80 frontage, existing improvements, utility infrastructure, and direct access to I-10 and SH-130 make this a practical, ready-to-move opportunity in an underserved growth market. The adjoining property is available as a combined 277± acres or as two separate tracts.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Luling Elementary SchoolGrades PK-51.6 mi
4/10
Luling High SchoolGrades 9-121.6 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,997

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,997
  • Total interior livable area: 1,997 sqft

Property

Details

  • Parcel number: 22180, 35202, 22179, 22143
  • Lease amount: 0

Features

  • Stories: 1

Lot

  • Lot size: 220.34 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,339$364,068
Home Insurance *$5,660$67,920
Property Taxes $1,377$16,524
Electricity $238$2,859
Total$37,614$451,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,289,622/yr
40% on housing$1,128,420/yr
45% on housing$1,003,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,005This listing

vs Other Active Listings

Avg $/sqft

ZIP 78648$155
Caldwell County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 78648$157
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Listed for sale$5,999,999
2014-06-09Sold--

For Sale by Agent

AgentSarita Wright
BrokerageTexas Ranch Sales, LLC

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