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7 River St, Prairie Lea, TX, 78661

2beds
2baths
1,485sqft
$278,000
$187price/sqft
$1,950/moest. monthly cost
$78,000/yrincome needed

About This Home

Tucked away and peaceful, yet still close to everything—that combination is hard to find. That's exactly what you'll discover at this well-maintained home in Prairie Lea, where small-town charm meets everyday convenience. With easy access to Highway 80 and SH 130, commuting to San Marcos, Seguin, Lockhart, Luling, and beyond is a breeze. Just minutes from multiple access points to the scenic San Marcos River, you'll enjoy some of Central Texas' best kayaking, tubing, fishing, and outdoor recreation. The area's year-round river activities and small-town charm make this location attractive not only as a primary residence, but also as a weekend getaway or potential short-term rental investment, subject to local regulations. Step through the front door and you'll immediately notice how the space opens up in a way that just works. The open-concept living and dining area is filled with natural light, creating a warm and inviting atmosphere that's perfect for both everyday living and entertaining. The flexible floor plan features two bedrooms plus a bonus room that can easily serve as a third bedroom, home office, playroom, guest suite, or hobby room—adapting to your changing needs. Beyond its comfortable layout, this property offers compelling investment appeal. Located within a designated Texas Opportunity Zone, it may provide unique long-term investment advantages for qualified buyers. Combined with its proximity to the San Marcos River and its convenient location between several rapidly growing Central Texas communities, this property presents an excellent opportunity for homeowners and investors alike. Whether you're searching for a peaceful place to call home, a river-area retreat, or an investment property with multiple possibilities, this Prairie Lea gem offers the rare combination of comfort, flexibility, location, and long-term potential. If you've been waiting for a home that feels welcoming the moment you walk through the door, this just might be the one.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

1/10
Prairie Lea SchoolGrades PK-120.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1922

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Range,Free-Standing Range,RNGHD,Refrigerator,Stainless Steel Appliance(s),Washer,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Electric Dryer Hookup,No Interior Steps,Open Floorplan,Recessed Lighting,Walk-In Closet(s),Washer Hookup
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,485 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080000025400570
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Exterior Steps,Lighting,Private Yard
  • Fencing: Chain Link, Privacy
  • Has view: Yes
  • View description: Neighborhood,Rural
  • Waterfront features: See Remarks

Lot

  • Lot size: 7,200 sqft
  • Features: Corner Lot,Few Trees,Level

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,405$16,860
Home Insurance *$199$2,388
Property Taxes $108$1,296
Electricity $238$2,859
Total$1,950$23,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,857/yr
40% on housing$58,500/yr
45% on housing$52,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 78661$129
Caldwell County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 78661$222
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$278,000

For Sale by Agent

AgentShelly Moore
BrokerageLloyd Barnes Real Estate Team

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