3114 Clover Hills Cir, Elko, NV, 89801
About This Home
**Currently under contract with a home-sale contingency. Property remains available for showings, and the seller will continue to consider additional offers. With its park-like yard and spacious deck, this immaculate 4 bedroom 3 bathroom home is a special Elko gem! Granite kitchen countertops and large pantry, updated flooring throughout (carpet and vinyl tile), new garage door, swamp cooler, and water heater, and an updated family/master bath. The roomy master bedroom features a walk-in closet and private balcony. The bedroom on the main level has a separate entry into the bathroom there, perfect for a teen or other family member needing their own space. In addition to the front living room and a dining room off the kitchen, this home boasts a bonus room on the main level, for a family room or office space, plus a fully finished open basement with lots of storage closet space. LAYOUT: Main level: living room, kitchen and dining room, bonus room, bedroom, ¾ Jack and Jill style bathroom. Access to the attached two-car garage. Upper level: three bedrooms, including the primary, and a full Jack and Jill style family/master bathroom. Lower level: separate laundry room, ¾ bathroom, storage closets, open space, and utility closet.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
- Laundry features: LAUNDRY RM,CABINETS,220V HOOKUP,LAUNDRY SINK
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Features
- GARAGE DOOR OP,SMOKE DETECTORS,WASHER,DRYER
- Flooring: Carpet,Linoleum / Vinyl
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Evaporative
Interior Area
- Total interior livable area: 2,422 sqft
Property
Details
- Parcel number: 001994016
Features
- Levels: TRI LEVEL
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 4
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Winter Weather
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Nevada Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,285 | $27,420 |
| Home Insurance | $133 | $1,596 |
| Property Taxes | $210 | $2,520 |
| Electricity | $226 | $2,712 |
| Total | $2,854 | $34,248 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $452,000 |
| 2018-09-28 | Sold | $285,000 |
| 2018-08-13 | Listed for sale | $285,000 |
View on Zillow