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811 Hilltop Dr, Spring Creek, NV, 89815

5beds
3baths
4,110sqft
$675,000
$164price/sqft
$4,335/moest. monthly cost
$173,400/yrincome needed

About This Home

Discover your own slice of paradise with this 5 bedroom, 3 bathroom home nestled on almost 47 expansive acres. Offering incredible panoramic views, this property provides the perfect blend of comfort and country living. The home features a spacious layout with two cozy fireplaces, ideal for relaxing evenings with family and friends. The fully completed main level adds significant living space, offering flexibility for a home office, guest suite, recreation room, or whatever your lifestyle demands. Outside, the land truly shines. The property is fully fenced and cross-fenced, making it ready for horses or any livestock you choose, making it a dream for those seeking a working ranch, hobby farm, or simply a peaceful rural retreat. Whether you're looking for room to roam, room to grow, or a sanctuary with sweeping views, this exceptional property has it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
4/10
Adobe Middle SchoolGrades 7-87.4 mi
4/10
Elko High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bay Window,Fireplace
  • Window features: Bay Window(s)
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,110 sqft

Property

Details

  • Parcel number: 077001001
  • Zoning description: OS
  • Horse amenities: Horses Allowed

Features

  • Exterior features: Fully Fenced,Storage
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 46.93 Acres
  • Features: Adjacent To Public Land

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Nevada Counties

Fire
Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance $224$2,688
Property Taxes $315$3,780
Electricity $383$4,602
Total$4,335$52,020

Income You'd Need if You Spent...

35% on housing$148,628/yr
40% on housing$130,050/yr
45% on housing$115,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 89815$208
Elko County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 89815$215
Elko County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$675,000
2021-03-22Listing removed--
2019-05-22Sold$450,000
2019-03-05Listed for sale$450,000
2017-09-05Sold$433,000

For Sale by Agent

AgentKatherine Davis
BrokerageColdwell Banker Excel

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