110 3rd St, Watkins, IA, 52354
About This Home
You'll feel right at home the moment you walk through the front door of this beautiful two-story on .61 acres in Watkins. This home features many smart home features: light switches, ceiling fan controllers, thermostat. The kitchen is truly the heart of the home with a huge island, tons of cabinet space, and an open layout that's perfect for everyday living and entertaining. The main floor also features a spacious dining and living area with a cozy fireplace, a convenient half bath, laundry on the main and sliders that lead to a sunroom, the perfect spot to relax at the end of the day. Upstairs you'll find two generously sized bedrooms with walk-in closets, a full bathroom, and a spacious primary suite with plenty of room to unwind. The finished lower level offers another great living space with a great rec room area and lots of storage. Outside, you'll love the 30x30 shop built in 2023, along with the large fenced backyard and plenty of room to spread out. Other updates include new windows (2022), solar panels (2022), new upstairs carpet (2023), a new roof (end of 2023), new siding (2021), furnace and AC (2020), 17 solar panels (2023), replaced old cast iron sewer line (2023-2024) and fresh paint throughout. If you've been looking for a move-in ready home with space inside and out, don't miss this one!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Poured
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Concrete
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Kitchen/Dining Combo,Bath in Primary Bedroom,Upper Level Primary
- Fireplace features: Insert,Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 936
- Finished area above ground: 2,064
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,000 sqft
Other
- Level: Second
Property
Details
- Parcel number: 85012151
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Fence
Lot
- Lot size: 0.61 Acres
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Drought
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $319 | $3,828 |
| Electricity | $223 | $2,685 |
| Total | $2,677 | $32,124 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-29 | Listed for sale | $399,000 |
| 2021-08-30 | Sold | $279,900 |
| 2021-05-29 | Pending sale | $279,900 |
| 2021-05-28 | Listed for sale | $279,900 |
| 2016-01-22 | Sold | $185,000 |
View on Zillow