1210 N Walnut St, Sumner, IA, 50674
About This Home
Exceptional residential opportunity in Sumner, Iowa offering versatile multi-generational living with thoughtfully designed independent spaces under one roof. Constructed by Matt Construction, this property features 3,028 finished square feet with an open-concept floor plan and vaulted ceilings enhancing the main living area. The home offers a total of 5 bedrooms and 3 bathrooms, complemented by dual living quarters including 2 kitchens, 2 laundry areas, and separate living spaces—ideal for extended family or potential in-law accommodations. The primary suite includes a private bath and spacious walk-in closet. The main level kitchen is appointed with Bertsch cabinetry, center island with electrical, full pantry, and adjoining dining area. The finished lower level is fully equipped with a second kitchen and dining space, expansive family room with gas wall fireplace, 4 egress windows, private entrance and dedicated laundry—providing excellent flexibility and functionality. Additional amenities include a heated and air-conditioned attached 3-stall garage, plus a detached 22’ x 22’ garage. Exterior features showcase strong curb appeal with a brick-accented front porch, multi-level deck, paver patio with fire pit and ambient lighting, gazebo, and storage shed—perfect for outdoor living and entertaining. This is a rare opportunity to purchase your next home, beautifully designed and feature rich exhibiting comfort and versality. Its a must call today opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2013
Materials
- Roof: Asphalt
- Construction materials: Brk Accent,Vinyl Siding
Other
- Builder name: Matt Construction
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave Built In,Free-Standing Range,Refrigerator,Washer,Electric Water Heater,Water Softener,Water Softener Owned
- Laundry features: 1st Floor,Laundry Room,Lower Level
Basement
- Has basement: Yes
- Basement: Concrete,Interior Entry,Floor Drain,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Family Room
- Level: Lower
- Area: 350.4
- Dimensions: 21.9x16
Features
- Vaulted Ceiling(s),Ceiling Fan(s)
- Door features: Sliding Doors
- Fireplace features: One,Electric,Family Room
- Fireplace: Yes
- Finished area below ground: 1,300
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,028 sqft
Kitchen
- Level: Main
- Area: 284.9
- Dimensions: 25.9x11
Living Room
- Level: Main
- Area: 221.2
- Dimensions: 14x15.8
Master Bedroom
- Level: Main
- Area: 221.2
- Dimensions: 14x15.8
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 0424200028
- Zoning: R-1
- Special condition: Standard
Features
- Patio & porch: Deck-Multi-Level,Patio
- Has spa: Yes
- Spa features: Hot Tub
Lot
- Lot size: 0.73 Acres
- Features: Landscaped,Level
- Lot size dimensions: 159x148x207x207
Parking
- Total spaces: 3
- Parking features: 2 Stall,3 or More Stalls,Attached Garage,Detached Garage,Garage Door Opener,Heated Garage,Oversized,Wired
- Covered spaces: 3
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,371 | $28,452 |
| Home Insurance * | $679 | $8,148 |
| Property Taxes | $543 | $6,516 |
| Electricity | $225 | $2,710 |
| Total | $3,818 | $45,816 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $479,000 |
| 2012-12-31 | Sold | $15,000 |
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