303 3rd St NW, Waverly, IA, 50677
About This Home
*Prime Investment Alert!!* Nestled on a quiet street moments from local shops, dining, and Wartburg College, this fully-leased duplex offers two updated units with high income potential and minimal overhead. Features include separate utilities, solid rental history, and a sought-after neighborhood ambiance. Whether you live in one unit and rent the other for an ideal owner-occupant scenario, or manage a high-demand rental, this property provides a solid opportunity for long-term equity growth. Turnkey income--schedule a showing today!
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1897
Materials
- Roof: Rubber,Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Cooling
- Cooling features: Central Air
Features
- Finished area below ground: 0
- Finished area above ground: 1,224
Interior Area
- Total structure area: 2,064
- Total interior livable area: 2,064 sqft
Property
Details
- Parcel number: 0902109006
- Zoning: R-2
- Special condition: Standard
Features
- Patio & porch: Deck
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 66x132
Parking
- Total spaces: 4
- Parking features: Assigned,Garage,On Street,Detached
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $929 | $11,148 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $262 | $3,144 |
| Electricity | $153 | $1,847 |
| Total | $1,467 | $17,604 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $169,900 |
| 2026-06-09 | Price change | $183,900 |
| 2026-05-23 | Listed for sale | $189,000 |
| 2026-03-09 | Listing removed | $775 |
| 2026-02-12 | Listed for rent | $775 |
| 2025-10-25 | Listing removed | $775 |
| 2025-10-15 | Listed for rent | $775 |
| 2025-05-11 | Listing removed | $197,500 |
| 2025-05-10 | Listing removed | $800 |
| 2025-04-09 | Listed for sale | $197,500 |
| 2025-04-08 | Listing removed | $205,000 |
| 2025-04-01 | Pending sale | $205,000 |
| 2025-02-20 | Price change | $800 |
| 2024-11-16 | Listed for rent | $900 |
| 2024-10-10 | Listed for sale | $205,000 |
| 2021-06-04 | Sold | $155,000 |
| 2021-04-24 | Pending sale | $159,000 |
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