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1050 Bush Ave, Garner, IA, 50438

2beds
2baths
1,134sqft
$199,900
$176price/sqft
$1,603/moest. monthly cost
$64,120/yrincome needed

About This Home

Beautiful 2 Bedroom, 2 Bath Ranch Home! Step into comfort with this very nice ranch home featuring: 2 Large Bedrooms for your comfort 2 Full Bathrooms for convenience Spacious Living Room perfect for relaxation Open Kitchen is ideal for entertaining Huge Backyard for outdoor enjoyment New Roof & Furnace for worry-free living Maintenance-Free Exterior for easy upkeep Located in a great area near downtown Garner, this home is very well-kept and ready for you to move in!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
9/10
Garner Elementary SchoolGrades PK-40.3 mi

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,134 sqft

Kitchen

  • Level: Main
  • Area: 196
  • Dimensions: 14 x 14

Living Room

  • Level: Main
  • Area: 286
  • Dimensions: 22 x 13

Other

  • Level: Main
  • Area: 208
  • Dimensions: 16 x 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0012103020020

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 100 x 125

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hail
Strong Wind
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$228$2,736
Property Taxes $244$2,928
Electricity $121$1,452
Total$1,603$19,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,960/yr
40% on housing$48,090/yr
45% on housing$42,746/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 50438$143
Hancock County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 50438
Hancock County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$199,900
2025-09-16Listed for sale$205,000

For Sale by Agent

AgentChad Schoneman
BrokerageSchoneman, REALTORS

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