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23176 Us Highway 52, Laurel, IN, 47024

3beds
2baths
1,680sqft
$199,800
$119price/sqft
$1,627/moest. monthly cost
$65,080/yrincome needed

About This Home

Located in western Franklin County, this well-maintained three-bedroom, two-bath ranch features an open-concept layout and has been very well cared for. The home sits on approximately 1.7 acres (subject to survey) and offers several updates, including newer vinyl double-hung windows and a metal roof. Enjoy the covered front porch and the large covered rear porchperfect for entertaining or relaxing while taking in the peaceful setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
Laurel SchoolGrades PK-63.1 mi
8/10
Brookville Middle SchoolGrades 6-812.0 mi
8/10
Franklin County HighGrades 9-1212.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedroom2

  • Level: First
  • Area: 121

Bedroom3

  • Level: First
  • Area: 121

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Double Hung,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Level: First
  • Area: 169

Office

  • Area: 0

Property

Details

  • Parcel number: 240229300001002010

Features

  • Levels: One
  • Stories: 1
  • Frontage length: 0.00

Lot

  • Lot size: 1.70 Acres

Parking

  • Parking features: None,Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Landslide
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$170$2,040
Property Taxes $263$3,156
Electricity $184$2,212
Total$1,627$19,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,782/yr
40% on housing$48,810/yr
45% on housing$43,386/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 47024$97
Franklin County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 47024$133
Franklin County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$199,900
2026-03-13Price change$209,000
2026-01-17Listed for sale$220,000

For Sale by Agent

AgentBrian Patterson
BrokerageSimplicity Realty

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