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18049 Stone Church Rd, Laurel, IN, 47024

4beds
2baths
2,112sqft
$350,000
$166price/sqft
$2,427/moest. monthly cost
$97,080/yrincome needed

About This Home

-Hard-to-find 12-acre property offering a spacious 4BR, 2BA home and quality tillable acreage! A great fit for hobby farmers, investors, or anyone seeking space and opportunity. Detached 30'x30' garage adds flexibility for storage or workshop use. Bring your equipment, animals, and ideasthis property is ready to welcome you home. Just minutes from Brookville Lake for boating, fishing, and outdoor recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
8/10
Brookville Middle SchoolGrades 6-88.7 mi
8/10
Franklin County HighGrades 9-128.7 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Farm

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: 0

Bedroom2

  • Level: First
  • Area: 120

Bedroom3

  • Level: Second
  • Area: 132

Bedroom4

  • Level: Second
  • Area: 180

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Features: Fireplace
  • Area: 300

Features

  • Window features: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,112
  • Total interior livable area: 2,112 sqft

Kitchen

  • Features: Kitchen Island
  • Area: 204

Living Room

  • Area: 0

Master Bathroom

  • Features: Tile Floor,Tub w/Shower

Master Bedroom

  • Features: Wall-to-Wall Carpet
  • Level: First
  • Area: 144

Office

  • Area: 0

Property

Details

  • Parcel number: 240307200002.000002
  • Zoning description: Agricultural

Features

  • Stories: 1
  • Has view: Yes
  • View description: Trees/Woods
  • Topography of land: Level,Pasture,Rolling

Lot

  • Lot size: 12.09 Acres
  • Features: 10 to 19 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Landslide
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$298$3,576
Property Taxes $167$2,004
Electricity $193$2,323
Total$2,427$29,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,211/yr
40% on housing$72,810/yr
45% on housing$64,720/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 47024$80
Franklin County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 47024$133
Franklin County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$375,000
2024-02-15Listing removed--
2023-06-14Listing removed$299,000
2023-05-26Price change$299,000
2023-03-20Price change$350,000
2023-02-23Listed for sale$1,105,000

For Sale by Agent

AgentMatthew E Rolfes
BrokerageWhite's Realty

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