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306 Sunset Dr, Mount Vernon, IN, 47620

3beds
3baths
1,958sqft
$384,900
$197price/sqft
$2,576/moest. monthly cost
$103,040/yrincome needed

About This Home

Built by BelAirLand - this brand new construction ENERGY EFFICIENT home offers 3 bedrooms, 2.5 bathrooms, and nearly 2,000 sqft of modern living space, ready for youto be its first owner. The inviting covered front porch welcomes you into a spacious, open-concept floor plan through the foyer. To the right of the foyer, a living room looks over the opendining and kitchen area, with a conveniently located half bath nearby. Adjacent to the dining and living areas, the white and bright kitchen features stainless steel appliances, a largeisland, and a walk-in pantry. Just off the kitchen, you'll find a built-in drop zone, a coat closet, and a convenient laundry room. The owner's suite offers a luxurious en suite bathroomcomplete with dual vanities and a beautifully tiled shower. The remaining bedrooms both offer spacious closets and share a conveniently located hall bath. Unwind outside on this NEWCONSTRUCTION homes patio, perfect for enjoying fresh air and leisurely moments. Seize this opportunity to make this brand-new, never-lived-in home your own!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10
Mount Vernon High SchoolGrades 9-121.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab,Stone
  • Roof: Shingle
  • Construction materials: Brick

Other

  • Builder name: BELAIR LAND, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: Brick

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Double Vanity,Stand Up Shower,Tub and Separate Shower,Main Level Bedroom Suite,Formal Dining Room,Custom Cabinetry
  • Window features: Window Treatments
  • Flooring: Laminate,Ceramic Tile
  • Fireplace features: None
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,958

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,958
  • Total interior livable area: 1,958 sqft

Property

Details

  • Parcel number: 652705210039.000018
  • Zoning: R-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 8,407 sqft
  • Features: Level,0-2.9999,City/Town/Suburb

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Aggregate
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$280$3,360
Property Taxes $166$1,992
Electricity $184$2,212
Total$2,576$30,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,320/yr
40% on housing$77,280/yr
45% on housing$68,693/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 47620$98
Posey County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 47620$129
Posey County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$384,900

New Construction

AgentRick Mileham
BrokerageERA FIRST ADVANTAGE REALTY, INC

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