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312 Sunset Dr, Mount Vernon, IN, 47620

4beds
3baths
2,270sqft
$399,900
$176price/sqft
$2,694/moest. monthly cost
$107,760/yrincome needed

About This Home

This brand new 4 bedroom, 2.5 bath home, built by BelAirLand, located in Lawrence Subdivision showcases all the charm you desire. With its spacious layout and modern amenities, this home is perfect for anyone. As you step into the foyer, a half bath sits on your left while a generously-sized coat closet stands on your right. The foyer seamlessly leads into the expansive living room, creating a flowing and welcoming ambiance. The open living room provides ample seating area and effortlessly flows into the informal dining space and kitchen. The gourmet kitchen is equipped with island and breakfast bar, sleek stainless steel appliances, adding a modern touch to the space. The spacious owner suite upstairs offers a luxurious ensuite bath and walk-in closet. The bath showcases a twin sink vanity, a beautifully tiled walk-in shower, and a stunning freestanding bath tub. The walk-in closet is equipped with ample built-ins, providing an ideal solution for keeping your belongings neatly arranged. The laundry room, conveniently located near the owner suite, comes complete with counter space, cabinetry and utility sink. The remaining bedrooms, also situated upstairs, feature spacious closets and share a complete hall bathroom. The patio adds a cozy and comfortable ambiance, making it the perfect spot to relax. With everything in place, this pristine property is waiting for its first owner to enjoy its comfortable living spaces, stylish design, and convenient location!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
8/10
7/10
Mount Vernon High SchoolGrades 9-121.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: BelAirLand

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156

Features

  • Walk-In Closet(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Formal Dining Room
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,270

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,270
  • Total interior livable area: 2,270 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 288

Property

Details

  • Parcel number: 652705210041.000018

Features

  • Levels: Two
  • Stories: 2
  • Fencing: None

Lot

  • Lot size: 8,276 sqft
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 0X0

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$291$3,492
Property Taxes $173$2,076
Electricity $208$2,497
Total$2,694$32,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,365/yr
40% on housing$80,820/yr
45% on housing$71,840/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 47620$99
Posey County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 47620$129
Posey County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$399,900

New Construction

AgentRick Mileham
BrokerageERA FIRST ADVANTAGE REALTY, INC

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