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10640 N County Road 250 E, Roachdale, IN, 46172

4beds
2baths
2,260sqft
$399,900
$177price/sqft
$2,708/moest. monthly cost
$108,320/yrincome needed

About This Home

**Motivated Seller** Discover a life of comfort and tranquility. this inviting home spanning 2260 square feet, offers a ready-to-move-in condition, providing a seamless transition to your new lifestyle. This spacious home offers four bedrooms, providing ample private retreats for everyone. With two full bathrooms, convenience and comfort are well-addressed for daily routines. Set on a generous 1.99-acre lot, this property offers abundant outdoor space for recreation, gardening, or simply enjoying the open air. The two-story design provides a thoughtful separation of living areas, enhancing both privacy and functionality. The brick exterior and multi-level living areas provide the traditional lifestyle living. Kitchen has been completely updated. New Refrigerator 4/2026. The new 2024 Amish built cabin/shed is an additional 384 sq ft of living space. This includes a bedroom and a living area. 2024 Cabin has an attached covered front porch and has an electricity supply and heating and cooling. Could be college dorm living or guest house. The Pole Barn is Amish-built and has 12-14 inches of insulation in the ceiling, concrete floors, separate electrical service. Attached garage has been converted to 2 bonus rooms, currently being used as a bedroom and office. Can be easily converted back. OPEN HOUSE SUNDAY 8/23/26 11 AM TO 2 PM

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10
10/10

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block
  • Construction materials: Brick,Vinyl With Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Water Heater,Disposal,Electric Oven,Refrigerator,Water Heater,Water Softener Owned
  • Laundry features: Laundry Room

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 13X12

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 12X11

Bedroom4

  • Level: Upper
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Family Room

  • Level: Main
  • Area: 210
  • Dimensions: 15X14

Features

  • Attic Access,Entrance Foyer,High Speed Internet,Wired for Data,Pantry
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,260
  • Total interior livable area: 2,260 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Laundry

  • Level: Main
  • Area: 176
  • Dimensions: 22X8

Living Room

  • Level: Main
  • Area: 242
  • Dimensions: 22x11

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Office

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Property

Details

  • Parcel number: 670224200018000005
  • Horse amenities: None,Barn

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Storage

Lot

  • Lot size: 1.99 Acres
  • Features: Not In Subdivision,Rural - Not Subdivision,Mature Trees

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Drought
Hail
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$294$3,528
Property Taxes $185$2,220
Electricity $207$2,486
Total$2,708$32,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,845/yr
40% on housing$81,240/yr
45% on housing$72,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 46172$166
Putnam County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 46172$138
Putnam County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$389,900
2026-07-09Price change$399,900
2026-06-30Price change$409,000
2026-05-25Listed for sale$415,000
2021-07-16Sold$305,000
2021-06-12Pending sale$310,000
2021-05-31Price change$310,000
2021-05-21Listed for sale$325,000

For Sale by Agent

AgentKathy Dennison
BrokerageeXp Realty, LLC

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