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205 Hostetter St, Buckner, MO, 64016

3beds
1baths
984sqft
$220,000
$224price/sqft
$1,668/moest. monthly cost
$66,720/yrincome needed

About This Home

Motivated Sellers! Inspections and appraisal have already been completed, offering added confidence for your buyer. This home also qualifies for a USDA loan with zero down payment, making it an excellent opportunity for eligible buyers seeking affordable financing. Fall in love with this charming, move-in ready 3-bedroom ranch in the heart of Buckner. Step inside to a bright and inviting living space featuring newer carpet and updated interior doors throughout, creating a clean, modern feel from the moment you enter. The eat-in kitchen comes fully equipped with brand new appliances—including stove, refrigerator, microwave, and dishwasher—all staying with the home. Enjoy nearly 1/3 acre of flat, usable yard—perfect for relaxing, entertaining, or everyday living. The fenced backyard offers a covered patio, cozy fire pit, and established perennial flower beds that attract monarch butterflies, creating a peaceful outdoor retreat. Additional features include a brand new front door, attached 1-car garage, full basement with endless potential, and two storage sheds for extra space. Major updates such as a newer roof (approximately 2 years old) and a new sewer line provide valuable peace of mind. Whether you're a first-time buyer or looking to downsize, this well-maintained Buckner home offers comfort, charm, and affordability.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10
Fort Osage High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 984

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Attic Fan,Electric

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Property

Details

  • Parcel number: 07830041000000000
  • Exclusions: Shed

Features

  • Fencing: Metal,Privacy

Lot

  • Lot size: 0.36 Acres
  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Drought
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$208$2,496
Property Taxes $207$2,484
Electricity $141$1,693
Total$1,668$20,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,188/yr
40% on housing$50,040/yr
45% on housing$44,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 64016$224
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64016$142
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$220,000
2026-07-09Price change$220,000
2026-06-22Price change$224,900
2026-06-06Listed for sale$227,000
2024-08-21Sold--
2024-07-20Pending sale$190,000
2024-07-09Listed for sale$190,000

For Sale by Agent

AgentAutum Baker
BrokerageWeichert Realtors - Generations

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