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528 N White Ave, Kansas City, MO, 64123

4beds
2baths
1,664sqft
$270,000
$162price/sqft
$2,136/moest. monthly cost
$85,440/yrincome needed

About This Home

30K PRICE IMPROVEMENT! Seller is relocating and wants this beauty undercontract! This beautifully remodeled 2-story home is located within walking distance of Indian Mound in the highly desirable Historic Northeast, one of Kansas City's most character-rich and sought-after neighborhoods, just minutes from downtown KC. Blending timeless charm with modern luxury, this move-in-ready home features high-end finishes throughout, including stunning hickory hardwood floors, quartz countertops, stone tile bathrooms and new energy-efficient windows. The thoughtfully designed floor plan offers two potential primary suites, providing incredible flexibility for multigenerational living, guest accommodations, or the option to use one as a spacious second living area. The chef's kitchen showcases custom soft-close cabinetry with built-in trash pullouts, a large center island with sink, and all-new stainless steel appliances. An oversized mudroom adds convenience and additional storage space, while the generously sized bedrooms provide comfort and versatility. Upstairs, an oversized private balcony off the bedroom creates the perfect place to relax and unwind. The clean, dry stone basement features laundry hookups, a sump pump, doggy door access, and a new water softener system. Outside, you'll find a large fenced yard ideal for pets, entertaining, or gardening. The detached garage is accessed from a private alley and includes oversized garage doors designed to accommodate larger vehicles, along with a new electrical panel and EV charger. Surrounded by mature trees on a quiet street, this exceptional home offers the perfect combination of historic charm, modern functionality, and premium upgrades in one of Kansas City's most vibrant neighborhoods. Enjoy easy access to parks, local amenities, and all that downtown Kansas City has to offer while living in the heart of the Historic Northeast. This is a rare opportunity to own a truly turnkey home—schedule your showing today.

Getting Around

28
WalkingCar-Dependent
27
TransitSome Transit
14
BikeSomewhat Bikeable

Schools

6/10
James Elementary SchoolGrades PK-60.3 mi
2/10
Northeast Middle SchoolGrades 7-81.1 mi
2/10
Northeast High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1911

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Gas Range,Stainless Steel Appliance(s),Water Softener
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Stone/Rock,Sump Pump

Bathroom1

  • Features: Ceramic Tiles,Shower Only
  • Level: Main

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s),Wood Floor
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s),Wood Floor
  • Level: Second

Bedroom4

  • Features: Ceiling Fan(s),Indirect Lighting,Wood Floor
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island
  • Window features: Thermal Windows
  • Flooring: Ceramic Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,664

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,664
  • Total interior livable area: 1,664 sqft

Kitchen

  • Features: Kitchen Island,Quartz Counter,Wood Floor
  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Wood Floor
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan(s),Wood Floor
  • Level: Main

Other

  • Features: Ceiling Fan(s),Granite Counters,Wood Floor
  • Level: Main

Property

Details

  • Parcel number: 13720051600000000
  • Exclusions: None

Features

  • Patio & porch: Porch
  • Exterior features: Balcony
  • Fencing: Metal

Lot

  • Lot size: 6,098 sqft
  • Features: City Limits,City Lot,Level
  • Lot size dimensions: 6275

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$376$4,512
Property Taxes $254$3,048
Electricity $141$1,693
Total$2,136$25,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,234/yr
40% on housing$64,080/yr
45% on housing$56,960/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 64123$91
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64123$92
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$270,000
2026-07-02Price change$279,000
2026-06-11Price change$289,000
2026-06-05Listed for sale$315,000
2025-01-30Sold--
2024-12-13Pending sale$135,000
2024-11-12Price change$135,000
2024-10-09Listed for sale$147,000

For Sale by Agent

AgentKate Rodriguez
BrokerageKC Realtors LLC

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